The heart of economics: how to move money around

At 11Onze we want people to become financially empowered. You can start doing so with the series El Diner.


El Diner is an animated series that you can find in La Plaça, with the aim of explaining the world of economics in an entertaining and simple way. The series consists of nine chapters, with lessons such as “The history of money”, “The creation of money” and “The concentration of wealth”. At the end of each chapter, there is a questionnaire to check if we have understood all the concepts. But what is the definition of money and of the economy?

Money is the heart of our economy: it is the tool that enables us to exchange goods (the food we buy, a house, a computer, or a bicycle) and services (the time we pay for the time someone has spent doing something: a doctor, a lawyer, a schoolteacher, a mechanic…) by means of a currency. 

This currency usually takes the form of a material central currency (in the form of banknotes and coins, the money we can touch and carry in our wallets), also known as manual, liquid, or cash currency. These coins are manufactured at the European Central Bank (ECB), as well as enabling the economy to function. 

The other currency with which we can pay for goods and services is scriptural or secondary currency, i.e. our current account numbers, which do not exist physically and only exist within our bank’s computerised accounting system. This money is managed by private commercial banks, those that work directly with the public and that we find in our city or in our neighbourhood. They are the ones that distribute the coins and banknotes created by the ECB.

El Diner

Satisfying supply and demand

If we follow the lesson “Learn to evaluate the economy”, in the learning section of La Plaça, we will also understand why the economy is a system of distribution and management of limited resources to satisfy people’s demands

But the term economy goes beyond that, as we all contribute to making it possible. Our actions are reflected in what we consume, the hours we work, the goods we own, the money we can save. The sum of the actions taken individually by all citizens is the fate of the global economy. In other words, the economy is the result of our choices. 

We hope that this short introduction to the El Diner series, and the summary of its concepts, has made you want to learn about the economy and the world of finance. As they say: “In life, sometimes you win, sometimes you learn”.


11Onze is the community fintech of Catalonia. Open an account by downloading the super app El Canut for Android or iOS and join the revolution!

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  1. Daniela SimónDaniela Simón says:


  2. Jordi MorenoJordi Moreno says:

    Molt xulos aquests 9 capitols, molt clars, distrets i formatius 👏👏👏

    • Jordi CollJordi Coll says:

      Celebrem que ho pensis així, i moltes gràcies pel teu comentari, Jordi!!!

      1 year ago
  3. Marc PadrósMarc Padrós says:
  4. Raül Martínez i CamposRaül Martínez i Campos says:

    Molt bona sèrie

  5. Josep RuaixJosep Ruaix says:
  6. Esther CanovasEsther Canovas says:
  7. EduMC

    Es una seriè ben resumida i molt fàcil d’entendre, m’agradat molt, Merci 11Onze!

  8. Joan Santacruz CarlúsJoan Santacruz Carlús says:
  9. alicia Coiduras Charlesalicia Coiduras Charles says:

    Una sèrie molt bona i que fins i tot contràries al que pugui semblar et diverteixes

    • AlbertAlbert Chic Giménez says:

      Sí, Alícia, es fa molt amena. Jo miro de repetir-la tants cops com puc 😊

      3 years ago
  10. Mercè ComasMercè Comas says:

    Molt encertat que recomaneu la sèrie. Ajuda a entendre el perquè de la creació d’ 11onze com entitat financera, senzillament perquè la economia com bé dieu és el resultat del que decidim.

    • AlbertAlbert Chic Giménez says:

      És veritablement amena, entretinguda i formativa, Mercè. Fins i tot, hi ha comentaris a La Plaça que consideren que hauria d’usar-se com a material formatiu a les escoles!

      3 years ago

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