11 tips to start the year saving

Starting a new year is like starting a notebook. This 2022 has to be, by force, a year of plenty, because the previous two years have been pandemic and have been a real lesson for us, as well as helping us to prioritise our lives. As well as helping us to prioritise our lives, they have certainly helped us to learn how to save, and now it’s time to put all these lessons into practice!


To start the year off on the right foot, agent Silvia Granado gives us 11 tips for saving for 365 days. So that you have enough money left over to go on that weekend getaway you’ve been thinking about for a long time, or to shop during the sales, or to pay for that language course you know you need.

Let’s start with the basics: buy what you really need, organise a box with 12 envelopes for the 12 months of the year where you can hide some notes that will add up to a good amount at the end of the year, save the extra payments right away in the savings account, make a budget for holidays and divide the amount by 12 months to know how much you have to save each month, reduce lunches and dinners out and review subscriptions to content platforms. Want to know more tips? Check out the other half in the video below!

11Onze is becoming a phenomenon as the first Fintech community in Catalonia. Now, it releases the first version of El Canut, the super app of 11Onze, for Android and Apple. El Canut, the first universal account can be opened in Catalan territory.

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  1. Jordi MorenoJordi Moreno says:

    El meu mètode d’estalvi es per cada compra realitzada estalviar la meitat del import gastat, i posar-los en un compte a part sense targetes ni res. Els 3 primers mesos són dificils, però a partir del 4rt s’agraeix molt. Merci pels consells👌

    • Jordi CollJordi Coll says:

      Molt bona pensada, aquesta, ara bé, has de tenir prou ingressos per a poder-ho aplicar… Moltes gràcies pel teu comentari, Jordi!!!

      2 years ago
  2. Daniela SimónDaniela Simón says:
  3. Ricard Calvo VilanovaRicard Calvo Vilanova says:
  4. Joaquin Lopez ArandaJoaquin Lopez Aranda says:

    interessants consells.

  5. Pere SorianoPere Soriano says:

    Molt interessant. Viure bé i tranquil costa poc i és senzill, aconseguir-ho és el difícil si estem sempre comparant-nos amb els altres i volent superar-los. Cuidem el consum, transferim a principi de mes sempre que puguem el que destinem a estalvi.

    • Jordi CollJordi Coll says:

      Molta raó amb les teves paraules, Pere…, i no tanta comparació i competència i que cadascú faci el seu camí i sigui feliç amb la seva vida. Moltes gràcies pel teu comentari!!!

      2 years ago
  6. Manuel Bullich BuenoManuel Bullich Bueno says:

    Els haurem de posar en pràctica

  7. Joan Santacruz CarlúsJoan Santacruz Carlús says:
  8. Josep RuaixJosep Ruaix says:

    Molt be 👍

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