Virtual cards for virtual shopping

The rise of e-commerce has created new consumer habits, but it has also highlighted the risk of shopping online with traditional payment methods. Virtual cards are born from the need to make online purchases more secure, and at 11Onze we already have our list, ready for Black Friday shopping.

 

The main feature is the format of the card, where there is no magnetic stripe or chip. The format and design of virtual cards varies between entities, but they usually only exist in virtual form and, therefore, the card data can only be accessed from the banking platform or digital wallet.

 

Protecting our account

Virtual cards, far from leaving your account uncovered, do just the opposite: they provide more protection than conventional cards.

The 11Onze virtual card, with a one-off price of two euros, allows us to set a daily payment limit. A card that does not have direct access to the account and can be activated and deactivated whenever the customer wishes; therefore, protection is assured.

 

Virtual shopping, physical card?

Digital shopping is becoming increasingly popular. Online shops, video platforms such as Netflix or Filmen, or other subscription services such as Spotify have become so popular that it is common to have a card for these services. For security and spending control, it is advisable to have a specific card for these subscriptions that does not have unlimited access to the account. For this reason, the virtual card can be very useful for Black Friday on 26 November and Cyber Monday on 29 November. These are dates when online shopping increases, and we therefore enter our card details at various merchants.

How to obtain the 11Onze virtual card

If you haven’t already done so, you have to download El Canut, 11Onze’s super app that comes to revolutionise traditional banking, a new generation wallet of wallets. Once registered, you can request a physical card, as well as a virtual card that will be automatically activated, and you will be able to use it to make online purchases.

The challenge for the coming years will be to bring this method of protection and agility provided by virtual cards to payments in other sectors, such as physical commerce or cash withdrawals.

11Onze is becoming a phenomenon as the first Fintech community in Catalonia. Now, it releases the first version of El Canut, the super app of 11Onze, for Android and Apple. El Canut, the first universal account can be opened in Catalan territory.

If you liked this article, we recommend you read:

Technology

Virtual cards for secure purchases

4 min read

Virtual cards are the main method of online payment.

11Onze

From physical to virtual cards

3 min read

Credit cards were created in the 1950s, and with the arrival of

11Onze

The thousand and one functions of El Canut

2 min read

Open accounts with European IBANs, diversify your savings



Equip Editorial Equip Editorial
  1. Daniela SimónDaniela Simón says:
  2. Laura León AmatLaura León Amat says:
    Laura

    Ja la tinc i amb ganes de provar-la✊🏼✊🏼

  3. Jesus Manuel Nuňez TizadoJesus Manuel Nuňez Tizado says:
    Jesus Manuel

    En tinc ganes de tenir-la i poder fer-la servir.🤭

  4. Mercè ComasMercè Comas says:
    Mercè

    Fins que en va sortir la informació a la Plaça no sabia que existia aquest tipus de targeta. Ja la tinc. Veurem com va

    • Jennifer Roca Civit says:

      Moltes gràcies, Mercè. D’això es tracta, d’aprendre dels continguts que tenim a la Plaça dia rere dia, i de treure’n profit. Que tinguis molt bona nit, Mercè.

      9 months ago
  5. Pere SorianoPere Soriano says:
    Pere

    Molt bona opció per controlar el que ens fan i el que fem amb les nostres despeses. Fa temps que faig ús de virtuals. Acostumem-nos. Gràcies.

  6. Manuel Bullich BuenoManuel Bullich Bueno says:
    Manel

    Jo ja m’he fet tant amb la virtual com la física i ja he activat la virtual en el meu compte PayPal

  7. alicia Coiduras Charlesalicia Coiduras Charles says:
    alicia

    Aviam si jo entès bé, puc carregar spotify ,netflix i altres subscripcions?i un altra cosa cal activar-la tb com la física?

  8. Francesc Estafanell PujolFrancesc Estafanell Pujol says:
    Francesc

    Bon article. Esperant que es vagi ampliant les funcions de la targeta i del Canut

  9. Ricard Calvo VilanovaRicard Calvo Vilanova says:
    Ricard

    Molt ben definit

  10. Josep RuaixJosep Ruaix says:
  11. Jordi

    Hola.com puc treure diners amb la virtual

    • Elisabet Porqueras Garcia says:

      Jordi, de moment la targeta virtual serveix per fer compres per internet, si ens segueixes per La Plaça, seràs dels primers a saber quan serà efectiva aquesta funció. Gràcies pel comentari

      9 months ago
  12. Manel Miquel MartinezManel Miquel Martinez says:
    Manel Miquel

    Es perfecte aquet tipus de targeta per a la qie seguretat es refereix . Ja ting ganes de que la pugui adquirir , per que enraca està donan problemes per poder-la demanar 🤦‍♀️

    • AlbertAlbert says:
      Albert

      Si us plau, Manel, contacta amb nosaltres al xat, o el telèfon 93 003 49 74, o bé, a l’email [email protected], que estarem encantats d’ajudar-te en allò que necessitis.

      9 months ago
  13. Joan Santacruz CarlúsJoan Santacruz Carlús says:

Leave a Reply

App Store Google Play