What is the 50/30/20 budget rule?
In the current economic situation, saving is a goal we would all like to achieve, but it seems practically impossible. Here is a savings method based on percentages that allows you to save a monthly amount of money easier than you think.
“It is a method that is commonly used by all those who not only want to save, but also want to keep track of their monthly expenses,” says Coral Santacruz, marketing specialist at 11Onze.
This method consists of separating the salary into three different percentages, “50% must be allocated to fixed expenses, 30% to avoidable expenses, and 20% to savings“, explains Santacruz. Following this rule, it is essential that we never spend more than half of our monthly income on covering our basic needs.
As the marketing specialist explains, “to make sure we can use this method whenever we can”, we should try to put it into practice “as soon as we receive our salary, so that we don’t run the risk of spending more during the month“.
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A tu pel suport, Nuria!
Bona tàctica, l’haurem de posar en practica😅
Això Manuel, les coses van i venen. Ens hem d’acostumar a les muntanyes russes de l’economia!
De res Jordi, que sigui útil i no suposi un problema!