“11Onze insures 100% of deposits”

11Onze works with what is known as an EMI (Electronic Money Institution). What benefits does it offer? First, it is obliged by law to insure 100% of deposits. The financial director of 11Onze, Oriol Tafanell, gives us a summary.


EMIs, in the event of bankruptcy of the bank, also allow savings to be recovered in full, and not just in part, as is the case with the deposit guarantee fund. Moreover, these institutions cannot offer or promote risky investments. EMIs are not to be dismissed,” says Tafanell. The European Union requires EMIs to hold a much higher capital than any other financial institution, and they are regulated by the central bank of each country”. Want to know more about EMIs? Listen to the podcast!

11Onze is becoming a phenomenon as the first Fintech community in Catalonia. Now, it releases the first version of El Canut, the super app of 11Onze, for Android and Apple. El Canut, the first universal account can be opened in Catalan territory.

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  1. Joan SánchezJoan Sánchez says:

    Gràcies, em quedo més tranquil

    • Elisabet Porqueras GarciaElisabet Porqueras Garcia says:

      Gràcies pel teu comentari Joan!, ens veiem per La Plaça

      2 months ago
  2. David MateosDavid Mateos says:

    Amb la creixent incertessa, tot es fa complex

    • Jennifer Roca CivitJennifer Roca Civit says:

      Moltes gràcies pel teu comentari, David. Que tinguis molt bon dia! Ens veiem per la Plaça

      3 months ago
  3. Francesc Estafanell PujolFrancesc Estafanell Pujol says:

    Article força interessant. Ajuda a saber les avantatges del CANUT

    • Sergi Colell VázquezSergi Colell Vázquez says:

      Moltes gràcies, Francesc per comentar, si aquesta és una altra raó per estar a 11onze

      3 months ago
  4. Jordi Mayné SellésJordi Mayné Sellés says:

    Hola Pere, si es garanteixen el 100% dels dipòsits sense límit de quantitat, per què limiteu el saldo màxim del compte a 50.000€?

    • Sergi Colell VázquezSergi Colell Vázquez says:

      Per un tema de seguretat, més endavant anirem amplia’n aquest marge.

      3 months ago
  5. Joan Santacruz CarlúsJoan Santacruz Carlús says:
  6. Pere Maria EstremPere Maria Estrem says:
    Pere Maria

    Estic aprenent força coses noves.

  7. Ricard Calvo VilanovaRicard Calvo Vilanova says:

    Molt ben definit

  8. Pere SorianoPere Soriano says:

    Moltes gràcies per l’aclariment.

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