“With high inflation, the best bet is to invest”

During the pandemic, families have saved more than ever, but with inflation soaring, what will happen to the money we have saved? Can we make the most of them? 11Onze’s executive assistant, Núria Rambla, answers these questions with all sorts of tips for saving in a new episode of L’Estat de la Nació. 


“There is a very curious phenomenon. Savings have increased by almost 5%, but it is savings that have been kept in traditional current accounts, which do not earn any interest,” explains Rambla. Moreover, she points out, even if these savings have been kept in longer-term interest-bearing deposits, they are not yielding any return.

“While interest affects us positively, inflation affects us negatively,” Rambla summarises Rambla. And in an inflationary context, in which, as the executive assistant recalls, we have closed the year with 6.5% inflation in the State, the purchasing power of families is affected. “With high inflation, the ideal is to invest the money saved,” she admits, and, if possible, by diversifying it. “There are different products and everyone can choose as they see fit. That’s why at 11Onze we always try to educate our community well,” Rambla says. 


A safe haven for investments

This is how you can invest in affordable investment packages, so-called ETFs, cryptocurrencies, immobilised assets and precious metals, among others. “The classic safe haven for investors will always be precious metals. This year, for example, gold has risen by 20% and silver by 70%,” the executive assistant details. Until now, investment in precious metals had been considered to be aimed at large investors and fortunes, but 11Onze is working to ensure that this type of savings product, like so many others, can reach household economies and be more affordable for families.

11Onze is the fintech community of Catalonia. Open an account by downloading the super app El Canut on Android and Apple and join the revolution!

If you liked this article, we recommend you read:


Precious metals

4 min read

Financial investments always involve risks, but if we want to make our savings profitable


“With cryptocurrencies, the money is yours”

3 min read

If you’ve heard of the blockchain, you surely know


Inflation and banking

3 min read

Savings figures have set a record in 2021 due to the pandemic and restrictions.

Equip Editorial Equip Editorial
  1. Laura León AmatLaura León Amat says:

    Gracies!! Ens anem formant amb vosaltres i entenent tot aquest ventall

  2. Joan Santacruz CarlúsJoan Santacruz Carlús says:
  3. Manuel Bullich BuenoManuel Bullich Bueno says:

    Estic a la espera del vostre desplegament de productes, per decidir a on invertir-hi

    • Jennifer Roca Civit says:

      Moltes gràcies, Manuel! Totes les novetats que tinguem les anirem anunciant a la Plaça. Que tinguis molt bon dissabte!

      2 years ago
  4. J.Carles PlanasJ.Carles Planas says:
    Josep Carles

    Per invertir en criptomonedes, que s.ha de fer?

    • AlbertAlbert says:

      En primer lloc, la nostra recomanació és que t’informis bé. Un cop fet això, pots trobar per internet moltes plataformes online des d’on podràs començar a invertir en criptomonedes. Gràcies per plantejar-ho, Josep Carles!

      2 years ago
  5. Ricard CulubretRicard Culubret says:

    Estic esperant la vostra oferta de productes d’inversio per poder obrir el compte. Objectiu rendibilitzar els diners i que les comissions del compte siguin compensades ( com fan els bancs tradicionals amb les nomines rebuts etc ) . Anims i fins aviat. Estic ben atent

    • Jordi CollJordi Coll says:

      Ben fet, Ricard, i a veure si d’aquí a ben poc et podem donar bones notícies al respecte. Moltes gràcies pel teu comentari!!!

      2 years ago
  6. Jordi MorenoJordi Moreno says:

    Hola, està molt bé l’article el que no sé és com puc inbertir en ETF’s de criptomonedes, algú m’ho explica?

    • Càrol RafalesCàrol Rafales says:

      Hola, Jordi, et recomano que estiguis atent a La Plaça, tan aviat com hi hagi novetats us ho comunicarem.

      2 years ago
  7. Francesc Estafanell PujolFrancesc Estafanell Pujol says:
    Francesc de Borja

    Formació i seny les claus per invertir amb seguretat. Gràcies

    • Jordi CollJordi Coll says:

      Així és, ho has clavat. Moltes gràcies pel teu comentari, Francesc!!!

      2 years ago
  8. alicia Coiduras Charlesalicia Coiduras Charles says:

    Està clar Nuria invertir a la mesura de cadascun,i amb l’informacio formació d’11Onze això es possible

    • Jordi CollJordi Coll says:

      Si, clar, millor no fer cap pas en fals amb una mala inversió… Moltes gràcies pel teu comentari, Alícia!!!

      2 years ago

Leave a Reply

App Store Google Play