James Sène: What people are asking for is service

The fintech revolution is shaking the pillars of traditional banking, and forcing an evolution of money that represents a paradigm shift in the world of finance. The second Fintech Talks focused on fintech trends, with a presentation by 11Onze Chairman James Sène.

 

Technology is changing everything, and at 11Onze we have been pioneers. “We anticipated all the things you see now: community building, agile digital banking, offshore banking, tokens like ‘Les Peles’, trends that will be ratified in 2022,” says Sène. “When you are immersed in change, sometimes you are not aware of it. But yes, we are pioneers,” he added, explaining how 11Onze has positioned itself in what is known as ’embedded finance’.

Fintechs are more efficient than traditional banks when it comes to providing an agile response to customer needs, thanks to their technology and analytics. “What people are asking for is service. Fintechs are here because there is a need, and the need has been created by the lack of service in traditional banking,” argues Sène.

Financial education and proximity are seen as two key aspects if this evolution of the financial world is to be inclusive and leave no one behind, especially the most vulnerable people. As Sène explains: “You can compensate for distance with truth and with the quality of the content you exchange. Institutions, such as the European Central Bank and many universities, are pushing very hard and very rigorously on the issue of financial education, because we will move to digital currency and people will be left out”.

If you want to watch James Sène’s Fintech Talk, you can find it in the Learn section.

11Onze is the community fintech of Catalonia. Open an account by downloading the super app El Canut for Android or iOS and join the revolution!

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11Onze kicked off the FintechTalks talking about



Equip Editorial Equip Editorial
  1. Ricard Calvo VilanovaRicard Calvo Vilanova says:
  2. Daniel CreusDaniel Creus says:

    Anar construint un projecte de futur a la llarga, bona feina i molts ànims.

  3. Josep RouraJosep Roura says:
    Josep

    Sí, sí, lo de l’or ens ha sorprès a tots, i ara crec amb aquest producte els heu fotut un gol per l’esquadra als bancs tradicionals!
    (quan en James ho explica es pot veure a la seva expressió que n’és conscient, penso)

  4. Manuel Bullich BuenoManuel Bullich Bueno says:
    Manel

    Gràcies per formar-nos, i estar al nostre costat, quan se us requereix.

  5. Daniela SimónDaniela Simón says:
  6. alicia Coiduras Charlesalicia Coiduras Charles says:
    alicia

    Com be va dir en el seu moment en James 11Onze ha vingut a revolucionar la banca ,es un canci de paradigma

    • Oriol Garcia FarréOriol Garcia Farré says:
      Oriol

      Canvi de paradigma amb esforç i tenacitat! Gràcies per les teves paraules, Alícia. Seguim a La Plaça!

      7 months ago
  7. Josep RuaixJosep Ruaix says:
  8. Santiago VázquezSantiago Vázquez says:
    Santiago

    Seguirem aprenent, per no quedar-nos enrera

    • Oriol Garcia FarréOriol Garcia Farré says:
      Oriol

      Hem de seguir en contant formació per continuar evolucionant positivament, Santiago. Seguim a La Plaça!

      7 months ago
  9. Francesc Estafanell PujolFrancesc Estafanell Pujol says:
    Francesc de Borja

    Formació, coherència i servei, els tres eixos que fan que comparteixi aquest projecte cada cop més realitat.

    • Oriol Garcia FarréOriol Garcia Farré says:
      Oriol

      Gràcies, Francesc per confiar en el projecte 11Onze. Seguim a La Plaça!

      7 months ago
  10. Mercè ComasMercè Comas says:
    Mercè

    “No teníem intenció de començar amb l’or, però davant la situació econòmica hem buscat el que és més convenient per a la comunitat”.
    Això no s’improvisa en dos dies. Es una garantia del futur d’ 11Onze i de la seva voluntat de servei.

    • Oriol Garcia FarréOriol Garcia Farré says:
      Oriol

      Totalment cert, Mercè. Garantia de futur 100%. Seguim a La Plaça!

      7 months ago
  11. Mercè ComasMercè Comas says:
    Mercè

    Cert, planificat fa tres anys i creat del no res. Qui tingui dubtes sobre 11Onze, només cal que rumiï sobre la seva visió de futur i la solidesa del projecte.

  12. Jordi MorenoJordi Moreno says:
    Jordi

    Totalment d’acord!👌

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