Expenses of notary, management, opening, expertise… All this, when signing a mortgage, who has to pay? The bank or the customer? Law 5/2019 regulates these expenses, but what about those who made mortgages before 2019? It is estimated that 90% of the mortgages made in Spain have been unduly charged to consumers. It could be more than 16 billion that the banks would have to return. We talked to the CLO of 11Onze Arcadi Sala-Planell.
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