{"id":8529,"date":"2020-09-09T09:06:00","date_gmt":"2020-09-09T09:06:00","guid":{"rendered":"https:\/\/www.11onze.cat\/news\/necessitat-duna-banca-real\/"},"modified":"2021-05-19T10:14:47","modified_gmt":"2021-05-19T08:14:47","slug":"necesidad-banca-real","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/es\/magazine\/necesidad-banca-real\/","title":{"rendered":"Necesidad de una banca real"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3>La banca es una de las actividades m\u00e1s necesarias para cualquier sistema econ\u00f3mico real, con una misi\u00f3n concreta que s\u00f3lo puede realizar ella. La misi\u00f3n de la banca es facilitar la circulaci\u00f3n del dinero para la financiaci\u00f3n hacia aquellos que crean riqueza real en la sociedad, y que son principalmente, las empresas y los aut\u00f3nomos y las personas con proyectos.<\/h3>\n<p>Al mismo tiempo deber\u00eda garantizar la seguridad de los ahorros de las personas, ayud\u00e1ndolas a ahorrar y mejorar su cultura financiera de manera general. Resumiendo, la banca deber\u00eda asegurar los ahorros de las personas as\u00ed como garantizar que se pueden financiar sus proyectos empresariales y personales.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-6767 alignnone\" src=\"https:\/\/comunitat.11onze.cat\/wp-content\/uploads\/2021\/04\/a15c4a_710a5021be954c91837b36211928f5f2_mv2.jpg\" alt=\"\" width=\"400\" height=\"479\" \/><\/p>\n<p>\u00bfPero qu\u00e9 ha hecho la banca hasta la actualidad? Pues enfocarse en maximizar los rendimientos para los accionistas. Con un precio del dinero tan bajo, los bancos se han visto atra\u00eddos por sacar rendimientos exagerados a trav\u00e9s de jugar el dinero en la bolsa, con graves consecuencias para su propia solvencia y supervivencia, as\u00ed como tambi\u00e9n abandonando las empresas y poniendo en riesgo los ahorros de la gente.<\/p>\n<p>Esto ha convertido la banca en una industria extractiva de bienes a cambio de dinero de un valor decreciente, que ha ido conduciendo a un empobrecimiento progresivo de los emprendedores y los trabajadores, destruyendo las clases medias que les han sustentado, consiguiendo con ello que s\u00f3lo ganen unos cuantos.<\/p>\n<p>Esto nos lleva a la conclusi\u00f3n de que hay que rehacer el sistema financiero, porque el hecho de que los bancos hayan dejado de invertir en la gente y lo hayan hecho a favor de la inversi\u00f3n especulativa, abandonando su misi\u00f3n para la que son necesarios, ha creado un mercado virgen o \u00abBlue oc\u00e9ano\u00bb donde precisamente una banca real, \u00e9tica y por la gente, se hace del todo imprescindible. La demanda de un banco que haga de banco, de manera transparente, con una misi\u00f3n orientada a las necesidades reales de sus clientes, tanto de financiaci\u00f3n como de ahorro es existente y crece cada d\u00eda.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":4600,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[28],"tags":[189],"class_list":["post-8529","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar","tag-11onze-es"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Necesidad de una banca real, \u00e9tica y transparente - 11ONZE<\/title>\n<meta name=\"description\" content=\"Un banco que haga de banco, de manera transparente, atendiendo las necesidades reales de los clientes. 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