{"id":22806,"date":"2025-11-03T09:00:00","date_gmt":"2025-11-03T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=22806"},"modified":"2025-10-10T10:34:25","modified_gmt":"2025-10-10T08:34:25","slug":"siete-tecnologias-transformaran-finanzas","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/es\/magazine\/siete-tecnologias-transformaran-finanzas\/","title":{"rendered":"Siete tecnolog\u00edas que transformar\u00e1n las finanzas"},"content":{"rendered":"
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Es probable que, m\u00e1s pronto que tarde, la banca tradicional acabe desapareciendo. Y las herramientas de seguridad, como la biom\u00e9trica o la criptograf\u00eda, nos ayudar\u00e1n a protegernos de los fraudes.<\/b><\/h3>\n

 <\/p>\n

El mundo de las finanzas est\u00e1 cambiando muy deprisa. Las fintech<\/a> est\u00e1n desbancando a las entidades financieras tradicionales, sobre todo, porque han apostado para combinar tecnolog\u00eda y atenci\u00f3n al cliente. Todo con el objetivo de que<\/span> los nuevos adelantos tecnol\u00f3gicos permitan operaciones cada vez m\u00e1s sencillas, pero m\u00e1s seguras<\/b>. \u00a1Lo vemos!<\/span><\/p>\n

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  1. Los servicios, en la nube.<\/b> Cada vez m\u00e1s, las entidades financieras organizar\u00e1n sus servicios a trav\u00e9s de internet. Por eso, las aplicaciones financieras no dejan de innovar: buscan que cada vez m\u00e1s operaciones se puedan hacer desde la nube.<\/span><\/li>\n
  2. La <\/span>inteligencia artificial, una herramienta imprescindible.<\/b> Esta tecnolog\u00eda es mucho m\u00e1s sofisticada e influye de manera capital en el internet de las cosas, en la gesti\u00f3n del \u2018big data\u2019, en el reconocimiento facial y \u00f3ptico y en el \u2018blockchain\u2019, que es la estructura con la cual trabajar\u00e1n las nuevas entidades financieras.<\/span><\/li>\n
  3. Las finanzas en el m\u00f3vil, m\u00e1s sencillas. <\/b>El sistema de la llamada \u2018banca m\u00f3vil\u2019 no es nuevo, pero ser\u00e1 cada vez m\u00e1s f\u00e1cil de usar: dar\u00e1 m\u00e1s accesibilidad e incorporar\u00e1 pagos con un solo clic de cliente a cliente. Adem\u00e1s, el sistema de \u2018banca digital\u2019 de cliente a empresa ya no depender\u00e1 de las contrase\u00f1as.<\/span><\/li>\n
  4. M\u00e1s \u2018blockchain\u2019. <\/b>Los comerciantes de software de \u2018blockchain\u2019 atraer\u00e1n el inter\u00e9s de las organizaciones que quieren acelerar sus prestaciones. Con el \u2018blockchain\u2019 conseguir\u00e1n operaciones m\u00e1s rentables.<\/span><\/li>\n
  5. Cajeros autom\u00e1ticos de \u00faltima generaci\u00f3n.<\/b> Se espera que, en un futuro no muy lejano, operemos con los cajeros autom\u00e1ticos sin tener que usar ninguna tarjeta, directamente con el m\u00f3vil. Algunos cajeros autom\u00e1ticos del mundo, de hecho, ya incorporan la autenticaci\u00f3n biom\u00e9trica o el reconocimiento del iris.<\/span><\/li>\n
  6. Seguridad, seguridad, seguridad.<\/b> Es una preocupaci\u00f3n constante de las entidades financieras, que buscar\u00e1n como incluir nuevos servicios de protecci\u00f3n para sus clientes. Para acceder a los datos financieros ser\u00e1 habitual usar la biom\u00e9trica.<\/span><\/li>\n
  7. V\u00ednculos entre entidades financieras<\/b>. Los expertos se han dado cuenta de que las entidades financieras pueden reducir costes y facilitar los servicios a los clientes si se asocian entre ellas. Trabajar colectivamente hace que la innovaci\u00f3n progrese y se establezca una cooperaci\u00f3n m\u00e1s sana.<\/span><\/li>\n<\/ol>\n

    11Onze es la fintech comunitaria de Catalu\u00f1a. Abre una cuenta descargando la super app El Canut para <\/b>Android<\/b><\/a> o <\/b>iOS<\/b><\/a>. \u00a1\u00danete a la revoluci\u00f3n!<\/b><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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    Servicio de atenci\u00f3n 24h<\/strong><\/p>\n 3min lectura<\/span>\n

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    \n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":22800,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[28],"tags":[167,177],"class_list":["post-22806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar","tag-finanzas","tag-tecnologia-es"],"acf":[],"yoast_head":"\nSiete tecnolog\u00edas que transformar\u00e1n las finanzas - 11Onze<\/title>\n<meta name=\"description\" content=\"El mundo de las finanzas est\u00e1 cambiando muy deprisa. 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