{"id":17251,"date":"2025-12-22T09:00:00","date_gmt":"2025-12-22T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=17251"},"modified":"2025-12-18T16:40:46","modified_gmt":"2025-12-18T15:40:46","slug":"corazon-economia-mover-dinero","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/es\/magazine\/corazon-economia-mover-dinero\/","title":{"rendered":"El coraz\u00f3n de la econom\u00eda: c\u00f3mo mover el dinero"},"content":{"rendered":"
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A 11Onze volem que la gent es formi per empoderar-se econ\u00f2micament. Pots comen\u00e7ar-ho a fer amb la s\u00e8rie El Diner.\u00a0<\/b><\/h3>\n

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El diner<\/span><\/a> \u00e9s una s\u00e8rie d\u2019animaci\u00f3 que podeu trobar a <\/span>la Pla\u00e7a<\/span><\/a>, amb l\u2019objectiu d\u2019explicar de manera amena i molt senzilla el m\u00f3n de l\u2019economia. La s\u00e8rie consta de <\/span>nou cap\u00edtols amb lli\u00e7ons com \u201cHist\u00f2ria de la moneda\u201d, \u201cLa creaci\u00f3 monet\u00e0ria\u201d o \u201cLa concentraci\u00f3 de la riquesa\u201d.<\/b> En finalitzar cada cap\u00edtol trobem un q\u00fcestionari per saber si n\u2019hem ent\u00e8s els conceptes. Per\u00f2, quina \u00e9s la definici\u00f3 del diner? I de l\u2019economia?<\/span><\/p>\n

El diner \u00e9s<\/span> el cor de la nostra economia<\/b>: \u00e9s l\u2019eina que ens facilita<\/span> l\u2019intercanvi de b\u00e9ns <\/b>(el menjar que comprem, una casa, un ordinador o una bicicleta) i <\/span>serveis<\/b> (el temps que paguem pel temps que alg\u00fa ha dedicat a fer alguna una cosa: un metge, una advocada, una mestra d\u2019escola, un mec\u00e0nic\u2026) a trav\u00e9s d\u2019una moneda.\u00a0<\/span><\/p>\n

Aquesta moneda acostuma a tenir forma de <\/span>moneda central material<\/b> (en forma de bitllet i de monedes, els diners que podem tocar i portar a la cartera), anomenada tamb\u00e9 <\/span>moneda manual, l\u00edquida o efectiu<\/b>. Aquestes monedes s\u00f3n fabricades al <\/span>Banc Central Europeu<\/b><\/a> (BCE),<\/b> a banda d\u2019afavorir que l\u2019economia funcioni.\u00a0<\/span><\/p>\n

L\u2019altra moneda amb la qual podem pagar els b\u00e9ns i serveis \u00e9s la <\/span>moneda escriptural o secund\u00e0ria<\/b>, \u00e9s a dir, els n\u00fameros del nostre compte corrent, que no existeixen f\u00edsicament i que tan sols existeixen dintre del sistema inform\u00e0tic de la comptabilitat del banc. Aquests diners s\u00f3n gestionats pels<\/span> bancs comercials privats<\/b>, els que treballen directament amb la ciutadania i que trobem a la nostra ciutat o al nostre barri. S\u00f3n els que distribueixen les monedes i els bitllets que crea el BCE.<\/span><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n

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El Diner<\/strong><\/h3>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n
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Satisfer l\u2019oferta i la demanda<\/b><\/h3>\n

Si mirem la lli\u00e7\u00f3 <\/span>\u201cApr\u00e8n a avaluar l\u2019economia\u201d<\/b><\/a>, de l\u2019apartat Aprendre de la Pla\u00e7a, tamb\u00e9 entendrem per qu\u00e8 l\u2019economia \u00e9s un <\/span>sistema de distribuci\u00f3 i de gesti\u00f3 dels recursos limitats per satisfer la demanda<\/b> de les persones.<\/span><\/p>\n

Per\u00f2 el terme economia va m\u00e9s enll\u00e0, ja que tots contribu\u00efm a fer-la possible. Els nostres actes s\u2019hi reflecteixen: en all\u00f2 que consumim, les hores que treballem, els b\u00e9ns que posse\u00efm, els diners que podem arribar a estalviar. La suma dels actes que prenem individualment tota la ciutadania \u00e9s el dest\u00ed de l\u2019economia global. Dit d\u2019una altra manera: l\u2019economia \u00e9s <\/span>el resultat del que nosaltres decidim.\u00a0<\/b><\/p>\n

Esperem que amb aquesta petita introducci\u00f3 de la s\u00e8rie <\/span>El Diner<\/b><\/a>, i del resum dels seus conceptes, us hagin vingut ganes d\u2019aprendre sobre economia i sobre el m\u00f3n de les finances. Ja ho diuen: \u201c<\/span>A la vida, unes vegades es guanya, i d\u2019altres s’apr\u00e8n<\/b>\u201d.<\/span><\/p>\n

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11Onze \u00e9s la fintech comunit\u00e0ria de Catalunya. Obre un compte descarregant l\u2019app El Canut per\u00a0<\/b>Android<\/b><\/a>\u00a0o\u00a0<\/b>iOS<\/b><\/a>. Uneix-te a la revoluci\u00f3!<\/b><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n

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Si t’ha agradat aquesta not\u00edcia, et recomanem:<\/h1>\n
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Apr\u00e8n a avaluar l\u2019economia<\/strong><\/p>\n 1min lectura<\/span>\n

En aquest curs aprendr\u00e0s els pilars b\u00e0sics per avaluar les<\/p>\n <\/div>\n <\/div>\n\n\n

\n <\/a>\n
\n \"\"\n 11Onze<\/span>\n <\/div>\n
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El m\u00f3n canvia, els diners tamb\u00e9<\/strong><\/p>\n 2min lectura<\/span>\n

La irrupci\u00f3 d\u201911Onze el proper 1 d\u2019octubre suposa una nova<\/p>\n <\/div>\n <\/div>\n\n\n

\n <\/a>\n
\n \"\"\n Estalvis<\/span>\n <\/div>\n
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Guardar diners a casa \u00e9s segur?<\/strong><\/p>\n 4min lectura<\/span>\n

Tota la vida hem sentit a dir que tenir diners en efectiu \u00e9s clau<\/p>\n <\/div>\n <\/div>\n\n <\/div>\n
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\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":69,"featured_media":17315,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[28],"tags":[174],"class_list":["post-17251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar","tag-economia-es"],"acf":[],"yoast_head":"\nEl coraz\u00f3n de la econom\u00eda: c\u00f3mo mover el dinero - 11ONZE<\/title>\n<meta name=\"description\" content=\"La serie El Diner es una producci\u00f3n de 11Onze que nos explica qu\u00e9 es el dinero, como se crea o qu\u00e9 monedas existen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.11onze.cat\/es\/magazine\/corazon-economia-mover-dinero\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El coraz\u00f3n de la econom\u00eda: c\u00f3mo mover el dinero - 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