{"id":8184,"date":"2021-10-20T21:00:00","date_gmt":"2021-10-20T19:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/news\/la-viqui-banc-d11onze-comunitats-bancaries-banca-etica-i-neobancs-que-es-tot-aixo\/"},"modified":"2021-10-21T16:54:45","modified_gmt":"2021-10-21T14:54:45","slug":"wiki-bank-what-is-11onze","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/wiki-bank-what-is-11onze\/","title":{"rendered":"The 11Onze WIKI BANK"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Community Banking<\/b><\/h3>\n<p>When we think of banks, we immediately think of large companies and institutions with offices all over the country. Entities considered true world powers with unimaginable capital where customers are simply the tools to achieve the returns needed to grow. There is, however, a branch of the banking sector that wants to distance itself from this traditional idea of banks and that wants to focus on closer objectives with which the population can identify. This is where we find\u00a0<b>community banking.<\/b><\/p>\n<p>These structures focus their efforts on smaller geographic regions where they can serve, in a cross-cutting manner, the people who live there. Precisely in order to move away from a mass banking model that responds to the dominance of large amounts of money,\u00a0<b>community banks can more easily meet the needs of the individual citizen, families or small and medium-sized businesses that have a turnover within the region.\u00a0<\/b>They seek the benefit of the territory and its population because they understand that enrichment has to be symmetrical; if the bank grows,\u00a0<b>it is because the people who participate in the community have also experienced growth.\u00a0<\/b>That is why when it comes to giving credits or loans, they take into account the histories and possibilities of those who have trusted them to deposit their income. And most importantly, they talk about people and not just customers.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6277208744001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/10\/THUMBNAIL_NO_THEM_CONVENCER.png\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>We don\u2019t have to convince you<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Ethical Banking<\/b><\/h3>\n<p><b>Ethics<\/b>\u00a0is another factor that is becoming increasingly important in the face of multiple cases of banking hostility. In recent years, society has called for accountability and honesty, especially after the economic crisis of 2008<b>. As banks are responsible for managing people\u2019s money, they have to do it properly.<\/b>\u00a0An ethical bank is one that does not participate in the purchase of arms in order not to facilitate armed conflicts that only favour a few.<\/p>\n<p>An ethical bank joins projects that favour, for example:<\/p>\n<ul>\n<li>Future generations, by providing transversal education in schools or by supporting the talent of young professionals who must have the opportunity to further their studies.<\/li>\n<li>The labour insertion of everyone (especially vulnerable groups).<\/li>\n<li>The preservation of the environment is another aspect on the negotiating table.<\/li>\n<\/ul>\n<p>In short, ethical banking takes into account social responsibility and solidarity when reinvesting money. And most important of all, it does so transparently.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>Neobank<\/strong><\/h3>\n<p>One of the ways to introduce community and ethical banking in today\u2019s society, given the digitalisation of all processes, is to move away from the traditional and old image of what we understand by a bank and introduce a new, incipient and modern one: transforming it into a\u00a0<b>Neobank.<\/b><\/p>\n<p>A neobank is a type of banking structure based on new technologies and which offers people simple and modern products, adapted to the needs of real consumption and with very low commissions.<\/p>\n<p>Despite offering an entirely digital experience, communication with customers does not disappear, but rather is reinforced, as this is the only means of contact between members of the bank and customers. A quick and effective response is the main ingredient for making the Neobank machinery work and thus guaranteeing the trust of the people who use it.<\/p>\n<p>&nbsp;<\/p>\n<p><b>11Onze is becoming a phenomenon as the first Fintech community in Catalonia. Now, it releases the first version of El Canut, the super app of 11Onze, for <\/b><a href=\"https:\/\/bit.ly\/2YlbZAf\"><b>Android<\/b><\/a><b> and <\/b><a href=\"https:\/\/bit.ly\/Onze-IOS\"><b>Apple<\/b><\/a><b>. El Canut, the first universal account can be opened in Catalan territory.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/fintech-vs-traditional-banking-first-round\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/08\/THUMBNAIL_FINTECH_BANCA_TRADICIONAL-800x533.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Finances<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Fintech vs. traditional banking<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">Mike Tyson used to say that \u201ceverybody has a plan until they<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/new-banking\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/THUMBNAIL_QUE_ES_NOVA_BANCA-800x533.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Economy<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>All you need to know about new banking<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">Are you still wondering what a fintech is, what distinguishes it<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/fintech-future-banking-is-now\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_4-1.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Economy<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Fintech, the future of banking is now<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">More and more companies are merging technology and<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":6806,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[188],"class_list":["post-8184","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-11onze-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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