{"id":6087,"date":"2025-01-23T09:00:00","date_gmt":"2025-01-23T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/news\/invertir-o-no-aquesta-es-la-questio\/"},"modified":"2025-01-23T09:01:11","modified_gmt":"2025-01-23T08:01:11","slug":"invest-or-not-invest","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/","title":{"rendered":"To invest or not, that is the question"},"content":{"rendered":"
\n
\n\n\n
\n
\n

Quan se\u2019ns parla dels diners es comenta que s\u00f3n covards, que busquen la inversi\u00f3 segura, que fugen de la incertesa, que s\u2019amaguen en aquelles inversions que donen molt rendiment. Per\u00f2 aix\u00f2 es basa en uns sup\u00f2sits simplificats de la realitat que haur\u00edem d\u2019examinar abans de creure\u2019ns tot all\u00f2 que se\u2019ns diu. I un d\u2019aquests sup\u00f2sits \u00e9s permetre que la informaci\u00f3 que circula sobre les inversions sigui transparent i fiable<\/strong><\/h3>\n

 <\/p>\n

Quan es discuteix sobre \u201ccom organitzar\u201d sempre hi ha una certa tend\u00e8ncia derivar cap a la macroeconomia. Per exemple, quan es discuteix la viabilitat de l\u2019Estat catal\u00e0, es confonen termes relacionats amb el \u201cmercat\u201d i l’\u201corganitzaci\u00f3\u201d.\u00a0 Es diu que Catalunya no \u00e9s viable perqu\u00e8 no \u00e9s atractiu el seu mercat per a invertir-hi, referint-se a la mida del territori o al nombre d\u2019habitants<\/strong>. D\u2019altres comenten les dificultats organitzatives, sobretot de manca d\u2019economies d\u2019escala per tenir costos assumibles. Altres, mirant el mercat del deute, diuen que les emissions de deute catal\u00e0 no tindrien sortida. <\/span><\/p>\n

Per comen\u00e7ar, la decisi\u00f3 d\u2019una empresa d\u2019invertir a Catalunya pot valorar-se d’acord amb si troba sinergies entre el seu sistema de valors corporatius i els de la cultura catalana<\/strong> (aspecte organitzatiu). I aix\u00f2 s\u00ed, haur\u00e0 analitzat abans s\u00ed els mercats potencials la fan viable. Per exemple, si es tracta d\u2019un centre comercial, quantificar\u00e0 si la localitat on se situ\u00ef t\u00e9 potencial suficient (res a veure amb els habitants de Catalunya, si no del poble o ciutat en q\u00fcesti\u00f3). Una empresa de serveis mirar\u00e0 si t\u00e9 acc\u00e9s a m\u00e0 d\u2019obra qualificada i si la situaci\u00f3 geogr\u00e0fica li dona acc\u00e9s a altres mercats.<\/span><\/p>\n

Invertir amb consci\u00e8ncia<\/b><\/h3>\n

Cal observar aquests dies que aquells que valoren les inversions per assessorar a on han d\u2019invertir els diners aquells que en tenen, tampoc es posen massa d\u2019acord<\/strong>. De cop i volta el bo espanyol es qualifica de bo \u201cescombraries\u201d, i la prima de risc s\u2019enfila. Llavors les declaracions d\u2019alguna autoritat competent fan que torni a baixar la prima i sembla que les aig\u00fces turbulentes es tornen m\u00e9s tranquil\u00b7les. En cas de tenir diners, els invertiria seguint altres consells menys volubles, per\u00f2 suposo que les ag\u00e8ncies de r\u00e0ting les formen persones que valoren la informaci\u00f3 que reben<\/strong>, i la deuen fer circular de la millor manera possible, \u00e9s a dir, en realitat, no deixen de ser persones que miren les not\u00edcies i les interpreten a la seva manera. Mirem el cas de Catalunya, tots pod\u00edem llegir a certa premsa internacional que havia demanat un rescat a l\u2019Estat Espanyol. <\/span><\/p>\n

Aix\u00f2 s\u00ed que fa riure. Seria com si jo ingress\u00e9s el meu sou a un compte de la comunitat de ve\u00efns, i la comunitat de ve\u00efns em digu\u00e9s que em rescata quan li dic que em doni diners per a pagar la quota de la comunitat<\/strong>.\u00a0<\/span><\/p>\n

El problema arriba quan aquesta informaci\u00f3 que es fa circular potser no \u00e9s tan confiable com caldria, i les opinions acaben essent certeses que tenen conseq\u00fc\u00e8ncies molt greus en l’\u00e0mbit dels interessos<\/strong> que s\u2019han de pagar pels diners que ens deixen. <\/span><\/p>\n

Tornem a un exemple casol\u00e0, seria com si el rebut de la hipoteca d\u2019un mes a l\u2019altra pass\u00e9s de 800 a 1200 euros perqu\u00e8 el meu ve\u00ed li diu al banc que no podr\u00e9 pagar<\/strong>, i ho diu perqu\u00e8 un botiguer li explica al meu ve\u00ed que em va fiar la darrera vegada i li dec la factura de la verdura. En aquests moments m\u2019alegro que la meva hipoteca estigui ben firmada davant d\u2019un notari i inscrita al registre de la propietat! Tamb\u00e9 m\u2019alegro de no haver de fer una ampliaci\u00f3 d\u2019hipoteca en aquests moments que el ve\u00ed i el banquer<\/strong> es troben per conversar sobre les meves minvades finances.\u00a0<\/span><\/p>\n

M\u00e9s organitzaci\u00f3 o menys mercat<\/b><\/h3>\n

Potser la clau \u00e9s comen\u00e7ar a parlar m\u00e9s de direcci\u00f3 d\u2019organitzacions que d\u2019economia de mercats<\/strong>. Perqu\u00e8 la realitat supera la teoria dels mercats perfectes i una de les raons de ser de l\u2019organitzaci\u00f3 anomenada \u201cEstat\u201d \u00e9s precisament veure com es poden utilitzar els mercats com un instrument per millorar la vida de les persones. Acceptar que els mercats no s\u00f3n espais perfectes d\u2019intercanvi entre individus, sin\u00f3 que moltes vegades falta oferta<\/strong>, falta demanda, o b\u00e9 totes dues.<\/span><\/p>\n

Aix\u00ed que m\u00e9s que dir que els diners s\u00f3n porucs, podr\u00edem dir que dep\u00e8n. Dep\u00e8n de qui els t\u00e9, i com \u00e9s aquella persona, dep\u00e8n de si creu en la inversi\u00f3, o senzillament es tracta de diners sense \u00e0nima buscant maximitzar beneficis a curt termini<\/strong>, minimitzar riscos i no comprometre\u2019s amb cap projecte concret.\u00a0<\/span><\/p>\n

Molts petits empresaris utilitzen els diners que guanyen per a poder tirar endavant la seva autoocupaci\u00f3 i l\u2019ocupaci\u00f3 de les fam\u00edlies que en depenen, arriscant el seu patrimoni, i fins i tot, invertint quan no hi ha finan\u00e7ament garantit per les entitats que l\u2019haurien de garantir<\/strong>. Aquests diners no els veig porucs, sin\u00f3 m\u00e9s aviat al contrari, s\u00f3n valents. Per\u00f2 anem a pams, moltes de les opinions que escoltem del m\u00f3n empresarial, les fan moltes vegades grans directius, que no arrisquen el seu capital, i que no s\u00f3n estrictament empresaris. <\/span><\/p>\n

Suposo que els empresaris, sobretot de PIMES, es troben ocupats treballant i intentant treure forces i recursos d\u2019on sigui per a continuar vius i amb esperan\u00e7a<\/strong>. Ja est\u00e0 b\u00e9 de parlar dels diners porucs i covards, i comencem a centrar-nos en les persones que els tenen a la butxaca i mirem qu\u00e8 en fan. Aix\u00f2 portaria a un debat molt m\u00e9s fruct\u00edfer i productiu. I m\u00e9s aut\u00e8ntic.<\/span><\/p>\n

 <\/p>\n

11Onze \u00e9s la fintech comunit\u00e0ria de Catalunya. Obre un compte descarregant l\u2019app El Canut per\u00a0<\/b>Android<\/b><\/a>\u00a0o\u00a0<\/b>iOS<\/b><\/a>. Uneix-te a la revoluci\u00f3!<\/b><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n

\n
\n
\n
\n

Si t’ha agradat aquest article, et recomanem:<\/h1>\n
\n
\n <\/a>\n
\n \"\"\n Finances<\/span>\n <\/div>\n
\n

Les start-ups necessiten sistemes de control formal?<\/strong><\/p>\n 6 min read<\/span>\n

\u00daltimament, es parla molt de les start-ups i de les…<\/p>\n <\/div>\n <\/div>\n\n\n

\n <\/a>\n
\n \"\"\n Finances<\/span>\n <\/div>\n
\n

Empreses \u00e8tiques, una necessitat del Segle XXI<\/strong><\/p>\n 6 min read<\/span>\n

Quan un parla de just\u00edcia a les empreses, ben aviat…<\/p>\n <\/div>\n <\/div>\n\n\n

\n <\/a>\n
\n \"\"\n Finances<\/span>\n <\/div>\n
\n

L\u2019auge dels agents d\u2019IA multimodals<\/strong><\/p>\n 6 min read<\/span>\n

Les empreses tecnol\u00f2giques estan invertint grans quantitats…<\/p>\n <\/div>\n <\/div>\n\n <\/div>\n
\n
\n

\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":6082,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"content-type":"","footnotes":""},"categories":[1],"tags":[20,15],"class_list":["post-6087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-finances","tag-invest"],"acf":[],"yoast_head":"\nTo invest or not to invest, that is the question - 11Onze<\/title>\n<meta name=\"description\" content=\"Factors to take into account when investing. Do it consciously.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"To invest or not to invest, that is the question - 11Onze\" \/>\n<meta property=\"og:description\" content=\"Factors to take into account when investing. Do it consciously.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/\" \/>\n<meta property=\"og:site_name\" content=\"11Onze Comunitat Fintech\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/11OnzeComunitat\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-23T08:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-23T08:01:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_40.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1045\" \/>\n\t<meta property=\"og:image:height\" content=\"917\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Equip Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@11OnzeFintech\" \/>\n<meta name=\"twitter:site\" content=\"@11OnzeFintech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Equip Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/\"},\"author\":{\"name\":\"Equip Editorial\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/person\\\/636d99b4c82bb7178687ecd43c3a61bd\"},\"headline\":\"To invest or not, that is the question\",\"datePublished\":\"2025-01-23T08:00:00+00:00\",\"dateModified\":\"2025-01-23T08:01:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/\"},\"wordCount\":8,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/THUMBNAIL_POST_40.jpg\",\"keywords\":[\"Finances\",\"Invest\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/\",\"name\":\"To invest or not to invest, that is the question - 11Onze\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/THUMBNAIL_POST_40.jpg\",\"datePublished\":\"2025-01-23T08:00:00+00:00\",\"dateModified\":\"2025-01-23T08:01:11+00:00\",\"description\":\"Factors to take into account when investing. Do it consciously.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/THUMBNAIL_POST_40.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/THUMBNAIL_POST_40.jpg\",\"width\":1045,\"height\":917},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/invest-or-not-invest\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"To invest or not, that is the question\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\",\"name\":\"11Onze Comunitat Fintech\",\"description\":\"First digital fintech community in Catalonia\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\",\"name\":\"11Onze Comunitat Fintech\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/512x512-11Onze.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/512x512-11Onze.jpg\",\"width\":512,\"height\":512,\"caption\":\"11Onze Comunitat Fintech\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/11OnzeComunitat\",\"https:\\\/\\\/x.com\\\/11OnzeFintech\",\"https:\\\/\\\/www.instagram.com\\\/11onzecat\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11onzebanc\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCz63R8Byd_kBKtK2M4Qf_7w\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/person\\\/636d99b4c82bb7178687ecd43c3a61bd\",\"name\":\"Equip Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"caption\":\"Equip Editorial\"},\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/author\\\/equip-editorial-11onze\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"To invest or not to invest, that is the question - 11Onze","description":"Factors to take into account when investing. Do it consciously.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/","og_locale":"en_US","og_type":"article","og_title":"To invest or not to invest, that is the question - 11Onze","og_description":"Factors to take into account when investing. Do it consciously.","og_url":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/","og_site_name":"11Onze Comunitat Fintech","article_publisher":"https:\/\/www.facebook.com\/11OnzeComunitat","article_published_time":"2025-01-23T08:00:00+00:00","article_modified_time":"2025-01-23T08:01:11+00:00","og_image":[{"width":1045,"height":917,"url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_40.jpg","type":"image\/jpeg"}],"author":"Equip Editorial","twitter_card":"summary_large_image","twitter_creator":"@11OnzeFintech","twitter_site":"@11OnzeFintech","twitter_misc":{"Written by":"Equip Editorial","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#article","isPartOf":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/"},"author":{"name":"Equip Editorial","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/person\/636d99b4c82bb7178687ecd43c3a61bd"},"headline":"To invest or not, that is the question","datePublished":"2025-01-23T08:00:00+00:00","dateModified":"2025-01-23T08:01:11+00:00","mainEntityOfPage":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/"},"wordCount":8,"commentCount":0,"publisher":{"@id":"https:\/\/www.11onze.cat\/en\/#organization"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#primaryimage"},"thumbnailUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_40.jpg","keywords":["Finances","Invest"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/","url":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/","name":"To invest or not to invest, that is the question - 11Onze","isPartOf":{"@id":"https:\/\/www.11onze.cat\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#primaryimage"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#primaryimage"},"thumbnailUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_40.jpg","datePublished":"2025-01-23T08:00:00+00:00","dateModified":"2025-01-23T08:01:11+00:00","description":"Factors to take into account when investing. Do it consciously.","breadcrumb":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#primaryimage","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_40.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_POST_40.jpg","width":1045,"height":917},{"@type":"BreadcrumbList","@id":"https:\/\/www.11onze.cat\/en\/magazine\/invest-or-not-invest\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.11onze.cat\/en\/"},{"@type":"ListItem","position":2,"name":"To invest or not, that is the question"}]},{"@type":"WebSite","@id":"https:\/\/www.11onze.cat\/en\/#website","url":"https:\/\/www.11onze.cat\/en\/","name":"11Onze Comunitat Fintech","description":"First digital fintech community in Catalonia","publisher":{"@id":"https:\/\/www.11onze.cat\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.11onze.cat\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.11onze.cat\/en\/#organization","name":"11Onze Comunitat Fintech","url":"https:\/\/www.11onze.cat\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/512x512-11Onze.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/512x512-11Onze.jpg","width":512,"height":512,"caption":"11Onze Comunitat Fintech"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/11OnzeComunitat","https:\/\/x.com\/11OnzeFintech","https:\/\/www.instagram.com\/11onzecat\/","https:\/\/www.linkedin.com\/company\/11onzebanc","https:\/\/www.youtube.com\/channel\/UCz63R8Byd_kBKtK2M4Qf_7w"]},{"@type":"Person","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/person\/636d99b4c82bb7178687ecd43c3a61bd","name":"Equip Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","caption":"Equip Editorial"},"url":"https:\/\/www.11onze.cat\/en\/magazine\/author\/equip-editorial-11onze\/"}]}},"_links":{"self":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts\/6087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/comments?post=6087"}],"version-history":[{"count":0,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts\/6087\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/media\/6082"}],"wp:attachment":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/media?parent=6087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/categories?post=6087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/tags?post=6087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}