{"id":57734,"date":"2026-11-11T17:00:00","date_gmt":"2026-11-11T16:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=57734"},"modified":"2026-11-09T13:38:14","modified_gmt":"2026-11-09T12:38:14","slug":"christmas-shopping-savings-deception","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/christmas-shopping-savings-deception\/","title":{"rendered":"Christmas shopping: savings or deception?"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>When Christmas is still weeks away, shop windows are already filled with promotions and discounts. Brands invite us to bring our shopping forward with the promise of saving money and avoiding the December rush. But is buying earlier really cheaper? The answer depends less on the calendar than on our ability to distinguish a good deal from an impulse purchase<\/b><span style=\"font-weight: 400;\">.<\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Christmas starts earlier and earlier. <\/span><b>Years ago, Christmas shopping was concentrated in December. Today, commercial campaigns begin much earlier<\/b><span style=\"font-weight: 400;\">. Black Friday, which this year falls on 27 November, has become one of the major shopping events.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For retailers, bringing promotions forward <\/span><b>makes it possible to extend the sales season<\/b><span style=\"font-weight: 400;\">. For consumers, it represents <\/span><b>an opportunity to spread out expenses<\/b><span style=\"font-weight: 400;\"> and find certain products at better prices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, there is an important difference between buying in advance and buying because an offer seems irresistible. The fact that a product is discounted <\/span><b>does not necessarily mean that it is a bargain<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Discounts are not always what they seem<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The figures give us reason <\/span><b>to be sceptical<\/b><span style=\"font-weight: 400;\"> of large discount percentages. According to a <\/span><a href=\"https:\/\/www.ocu.org\/consumo-familia\/compras-online\/noticias\/precios-black-friday-25\"><b>study by the Organisation of Consumers and Users (OCU)<\/b><\/a><span style=\"font-weight: 400;\"> on Black Friday 2025, 37% of the products analysed had increased in price compared with previous months, 35% had fallen in price and 28% had remained unchanged.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The organisation also found that <\/span><b>only 9%<\/b><span style=\"font-weight: 400;\"> of the items studied showed a genuinely significant reduction compared with the lowest price recorded during the monitoring period. The analysis focused mainly on technology and household appliances, so its findings cannot be extrapolated to all Christmas gifts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The lesson, however, is clear: to know whether we are saving money, <\/span><b>we must compare the current price with the usual price<\/b><span style=\"font-weight: 400;\">, not with the one advertised on the label.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Headphones costing \u20ac80 may seem like a bargain if the retailer claims they previously cost \u20ac120. But if they were selling for \u20ac75 in October, <\/span><b>the discount loses all its appeal<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>When buying in November really pays off<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Bringing purchases forward <\/span><b>can be a good decision<\/b><span style=\"font-weight: 400;\"> when we are looking for highly sought-after toys, limited-edition products or personalised gifts. In these cases, waiting until December may lead to stock shortages, longer delivery times or urgent shipping costs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It can also help <\/span><b>spread the Christmas budget between November and December<\/b><span style=\"font-weight: 400;\">. This does not automatically reduce spending, but it avoids concentrating all payments into just a few weeks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, if we want to buy a product that is easy to find throughout the year, there is not always a reason to rush. The price may remain stable or even improve later.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That is why, before buying, it is worth asking ourselves two questions: <\/span><b>Do we really need this product? And is its current price better than it was a few weeks ago?<\/b><\/p>\n<p>&nbsp;<\/p>\n<h3><b>The final price also matters<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">An attractive offer <\/span><b>may cease to be<\/b><span style=\"font-weight: 400;\"> so when we add shipping costs or discover that the return conditions are unfavourable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For distance purchases within the European Union, consumers generally have 14 days to withdraw from a purchase, although there are exceptions, such as certain personalised products. If we buy a gift in November, <\/span><b>this period may have expired by the time Christmas arrives<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is also worth remembering <\/span><a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1996-1072\"><b>that Spanish legislation<\/b><\/a> <b>requires retailers<\/b><span style=\"font-weight: 400;\">, when announcing a price reduction, to use the lowest price applied during the previous 30 days as a reference, subject to the exceptions provided for by law. <\/span><b>Knowing these rights helps us shop more carefully and avoid surprises<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>The best savings start with a budget<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Commercial campaigns play <\/span><b>on a sense of urgency<\/b><span style=\"font-weight: 400;\">: limited-time offers, countdowns and messages that make us fear missing an opportunity. But <\/span><b>buying something we had not planned to purchase is not saving money<\/b><span style=\"font-weight: 400;\">, even if it has a 50% discount.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Imagine a family that allocates \u20ac400 to Christmas presents. If they manage to buy the same products for \u20ac340, they will have saved \u20ac60. If, on the other hand, they take advantage of promotions to add unnecessary gifts and end up spending \u20ac450, <\/span><b>the supposed bargains will have made Christmas more expensive<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>The difference is not when we shop, but whether we stick to the budget and the needs we had defined<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Buying earlier is not the secret. Buying better is<\/b><span style=\"font-weight: 400;\">.<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">November can be a good time to prepare Christmas gifts, <\/span><b>but it offers no guarantee of savings<\/b><span style=\"font-weight: 400;\">. Promotions can help us <\/span><b>spend less or push us to consume more than planned<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The best strategy is simple: <\/span><b>plan the gifts, set a spending limit, compare prices and buy only when the offer is genuinely worthwhile<\/b><span style=\"font-weight: 400;\">. Because the best gift for our finances is not finding the most spectacular discount, <\/span><b>but reaching January without having compromised the family budget<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Protecting savings with physical gold has been one of 11Onze&#8217;s greatest contributions to its community, and its range of products continues to expand. In today&#8217;s environment of market volatility, persistently high inflation and growing distrust in the banking system, gold is once again strengthening its role as a safe-haven asset. Discover <\/b><a href=\"https:\/\/www.11onze.cat\/or-llavor\/\"><b>Or Llavor<\/b><\/a><b> at <\/b><a href=\"https:\/\/www.11onze.cat\/preciosos-11onze\/\"><b>Preciosos 11Onze<\/b><\/a><b>.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you would like to learn more about this topic, we recommend:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/you-know-best-tip-saving-money\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/11\/THUMBNAIL_METODE_PREESTALVI-768x513.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Do you know the best tip for saving money?<\/strong><\/p>\n              <span class=\"card-time\">5 min read<\/span>\n              <p class=\"card-text small\">\u00c9s el truc per estalviar m\u00e9s efica\u00e7 i, alhora, el m\u00e9s&#8230;<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/what-kind-saver-are-you\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/02\/THUMBNAIL_ESTALVIADOR_ETS-768x512.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>What kind of saver are you?<\/strong><\/p>\n              <span class=\"card-time\">5 min read<\/span>\n              <p class=\"card-text small\">Ets un estalviador particular o un inversor institucional&#8230;<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/five-books-teach-finance-children\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/04\/THUMBNAIL_LLIBRES_NENS_FINANCES.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Five books to teach finance to children<\/strong><\/p>\n              <span class=\"card-time\">5 min read<\/span>\n              <p class=\"card-text small\">Most of the time we learn about economics on&#8230;<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":57736,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[17],"class_list":["post-57734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Christmas shopping: savings or deception? - 11Onze Comunitat Fintech<\/title>\n<meta name=\"description\" content=\"Is early Christmas shopping cheaper? 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