{"id":50873,"date":"2024-06-28T17:00:00","date_gmt":"2024-06-28T15:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=50873"},"modified":"2024-06-28T17:00:53","modified_gmt":"2024-06-28T15:00:53","slug":"spain-below-average-financial-literacy","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/spain-below-average-financial-literacy\/","title":{"rendered":"Spain: below average in financial literacy"},"content":{"rendered":"
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According to the latest PISA report, Spanish students are 12 points below the OECD average in financial literacy. This gap has widened from eight points four years ago and indicates a deterioration in students’ basic financial literacy.<\/b><\/h3>\n

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Just six months after a <\/span>report<\/span><\/a> by the Organisation for Economic Co-operation and Development (OECD) painted a devastating picture of financial literacy in Europe, with <\/span>only 34% of European adults having minimal financial literacy skills,<\/b> the latest <\/span>PISA<\/span><\/a> report released on Thursday shows that many teenagers also lack some of the skills, attitudes and knowledge needed to make basic economic decisions.<\/span><\/p>\n

The PISA financial literacy assessment focuses on finding out what students know how to do through a questionnaire divided into four blocks: <\/span>money and transactions, planning and managing finances, risk and return, and financial outlook.<\/b> This provides a specific picture of students’ familiarity with different economic concepts.<\/span><\/p>\n

In the case of Spain, the financial literacy of more than 2,000 15-year-old students from a total of 206 schools was assessed, and the results were worse than in the previous report, <\/span>placing Spanish students 12 points below the OECD average (486 points compared to an average of 498).<\/b> This is a worsening compared to the eight points recorded in 2018, which places Spain in 12th place out of the 20 countries analysed.<\/span><\/p>\n

Only 25% of students have a high level of financial competence, compared to 58% with an average level, while 17% do not achieve a basic level of knowledge. This translates into the fact that <\/span>only 27% of Spanish students can understand a sales contract, compared to 34% of the OECD average.<\/b> Likewise, while 95% of Spanish students can identify an invoice, 42% are not able to make basic interpretations of it, nor a payslip, nor to perform simple numerical operations such as calculating percentages.<\/span><\/p>\n

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11Onze\u2019s financial education plan<\/b><\/h3>\n

Empowering citizens through <\/span>financial education has been at the heart of 11Onze since its inception<\/b>. Expanding our community\u2019s knowledge of economics and finance, making all the necessary tools available to them, is one of the founding pillars of the first community fintech in Catalonia.<\/span><\/p>\n

Since the launch of 1<\/span>1Onze Escola<\/span><\/a>, a project that offers training sessions on the world of fintech <\/span>so that schools, businesses and professional associations throughout the country can teach their students the basics of economics and financial matters<\/b>, we have a unique platform that complements the school curriculum by educating young people in monetary matters and provides them with tools for the creation of wealth.<\/span><\/p>\n

With the same purpose of training our community, we promote the lessons in the Learning section, which offers content such as the series <\/span>El Diner<\/span><\/a>, the <\/span>Formacions 11Onze<\/span><\/a> made by the employees themselves or our short <\/span>Courses<\/span><\/a>. In addition, in the <\/span>Descobreix<\/span><\/a> section of 11Onze TV you will also find pieces by our agents on topics of interest for our day-to-day work. Because from the very beginning it was clear to us that <\/span>without a good financial education, we will hardly be a free society that can decide its future<\/b>.<\/span><\/p>\n

\u00a0<\/span><\/p>\n

11Onze is the community fintech of Catalonia. Open an account by downloading the super app El Canut for <\/b>Android<\/b><\/a> or <\/b>iOS<\/b><\/a> and join the revolution!<\/b><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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