{"id":48307,"date":"2026-02-19T09:00:00","date_gmt":"2026-02-19T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=48307"},"modified":"2026-02-16T08:14:11","modified_gmt":"2026-02-16T07:14:11","slug":"how-spanish-banks-make-much-money","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/","title":{"rendered":"How Spanish banks make so much money"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Spain\u2019s main banks have obtained a record annual profit of 26,000 million euros, almost 25% more than the previous year, despite the new extraordinary tax on banking. Rising interest rates and low remuneration of customer\u2019s deposits have been key to the record results.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The six largest banks in Spain &#8211; <\/span><b>Banco Santander, BBVA, CaixaBank, Bankinter, Banco Sabadell and Unicaja Banco <\/b><span style=\"font-weight: 400;\">&#8211; will publish their 2023 results later this week. According to analysts&#8217; estimates, their profits will reach a new record of almost 26,000 million euros, 24.38% more than the previous year, including the extraordinary tax, which has cost them more than 1,100 million.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Bankinter <\/b><span style=\"font-weight: 400;\">Group announced on Thursday 25 January that it had achieved a record profit in its history of <\/span><b>845 million <\/b><span style=\"font-weight: 400;\">euros, which is 51% more than in 2022 when it earned 560 million euros. The bank expects to post a new record profit in 2024.<\/span><\/p>\n<p><b>BBVA <\/b><span style=\"font-weight: 400;\">will release its results tomorrow, Tuesday 30 January and, according to analysts consulted by the EFE agency, it is expected to achieve profits of <\/span><b>7,835 million <\/b><span style=\"font-weight: 400;\">euros, 22.04% more than in 2022. The bank&#8217;s chairman, Carlos Torres, expects to distribute a dividend charged to 2023 &#8220;clearly higher&#8221; than the previous year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On Wednesday, January 31, <\/span><b>Santander <\/b><span style=\"font-weight: 400;\">will publish its results and is expected to announce a historic profit of EUR <\/span><b>10,750 million<\/b><span style=\"font-weight: 400;\">, up 11.9% from EUR 9,605 million in 2022, exceeding EUR 10,000 million for the first time. These profit figures are mainly due to increased net interest income and the bank&#8217;s geographical diversification.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Next, it will be the turn of <\/span><b>Sabadell, CaixaBank and Unicaja Banco<\/b><span style=\"font-weight: 400;\">, which on 1, 2 and 6 February will reveal their accounts respectively. The Alicante-based bank will announce earnings of <\/span><b>1,310 million<\/b><span style=\"font-weight: 400;\">, 52% more than in 2022, thanks to the rise in interest rates and the good performance of its British subsidiary, TSB. On the other hand, CaixaBank is expected to have obtained <\/span><b>4,862 million <\/b><span style=\"font-weight: 400;\">in profits, 54% more than the year and surpassing other banking entities. Finally, also according to EFECOM, Unicaja Banco will announce profits of <\/span><b>314.5 million,<\/b><span style=\"font-weight: 400;\"> 21% more than last year.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>High-interest rates, not reflected in the remuneration of deposits<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In an economic context in which high inflation continued to erode savings, <\/span><b>customers of the big banks were receiving little improvement in the remuneration of their deposits,<\/b><span style=\"font-weight: 400;\"> even though the ECB continued to raise interest rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to <\/span><a href=\"https:\/\/www.ecb.europa.eu\/press\/pr\/stats\/mfi\/html\/ecb.mir2301~62eabbd5c7.en.html\"><span style=\"font-weight: 400;\">data<\/span><\/a><span style=\"font-weight: 400;\"> published by the European Central Bank (ECB), of the 19 eurozone countries, banks in<\/span><b> Spain and Cyprus were the only ones to start the year by reducing the remuneration they pay on deposits to their customers<\/b><span style=\"font-weight: 400;\">. While in the eurozone as a whole banks raised rates on new deposits to an average of 1.65%, Spanish banks went from a remuneration of 0.64% in December 2022 to 0.59% in January 2023.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Towards the second half of the year, but above all in the last quarter, some banks showed some timid reactions and with specific campaigns to slightly improve the returns on deposits and avoid the flight of customers. Even so, <\/span><b>they have maintained profits from commissions while increasing their income and margins <\/b><span style=\"font-weight: 400;\">thanks to interest rate rises that have made mortgages and loans more expensive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, in the face of these record profits, the unions <\/span><b>CCOO, UGT and FINE are up in arms and have already announced mobilisations to demand wage increases,<\/b><span style=\"font-weight: 400;\"> after negotiations for the new banking agreement stalled last month. The fact is, a decade after the bank bailout in Spain, not only have hopes of recovering the billions that were injected into the banks vanished, but Spanish banking has become the most profitable and penny-pinching in Europe.<\/span><\/p>\n<p><b>If you want to discover the best option to protect your savings, enter <\/b><a href=\"https:\/\/serveis.11onze.cat\/en\/preciosos-11onze\"><b>Preciosos 11Onze<\/b><\/a><b>. We will help you buy the safe-haven asset par excellence at the best price: physical gold.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this news, we recommend<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/preciosos-11onze-gold-outpaces-inflation-again\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/THUMBNAIL_Or_supera-1-800x533.png\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Preciosos 11Onze\u2019s gold outpaces inflation again<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">Although it experienced some fluctuations throughout&#8230;<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/monetising-savings-beating-banks\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2023\/04\/VISUALS_PODCAST_THUMBNAIL_PSN_GROC-800x538.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">11Onze<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Monetising savings by beating the banks<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">Persistent inflation and the low interest on bank deposits&#8230;<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/downturns-historical-bank-profits\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2023\/01\/THUMBNAIL_BENEFICIS_BANCA.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Economy<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Downturns and historical bank profits<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">In &#8216;Animal Farm&#8217;, George Orwell wrote that &#8220;all animals are&#8230;<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":48298,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[172],"class_list":["post-48307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Spanish banks make so much money -11Onze<\/title>\n<meta name=\"description\" content=\"Spain&#039;s major banks posted a record annual profit of 26 billion euros, almost 25% more than the previous year. How did they do it?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Spanish banks make so much money -11Onze\" \/>\n<meta property=\"og:description\" content=\"Spain&#039;s major banks posted a record annual profit of 26 billion euros, almost 25% more than the previous year. How did they do it?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/\" \/>\n<meta property=\"og:site_name\" content=\"11Onze Comunitat Fintech\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/11OnzeComunitat\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-19T08:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/11ONZE_SHARE0_banca_espanyola.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Equip Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@11OnzeFintech\" \/>\n<meta name=\"twitter:site\" content=\"@11OnzeFintech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Equip Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/\"},\"author\":{\"name\":\"Equip Editorial\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/person\\\/636d99b4c82bb7178687ecd43c3a61bd\"},\"headline\":\"How Spanish banks make so much money\",\"datePublished\":\"2026-02-19T08:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/\"},\"wordCount\":7,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/THUMBNAIL_banca_espanyola.png\",\"keywords\":[\"Economy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/\",\"name\":\"How Spanish banks make so much money -11Onze\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/THUMBNAIL_banca_espanyola.png\",\"datePublished\":\"2026-02-19T08:00:00+00:00\",\"description\":\"Spain's major banks posted a record annual profit of 26 billion euros, almost 25% more than the previous year. How did they do it?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/THUMBNAIL_banca_espanyola.png\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/THUMBNAIL_banca_espanyola.png\",\"width\":1200,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/how-spanish-banks-make-much-money\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Spanish banks make so much money\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\",\"name\":\"11Onze Comunitat Fintech\",\"description\":\"First digital fintech community in Catalonia\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\",\"name\":\"11Onze Comunitat Fintech\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/512x512-11Onze.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/512x512-11Onze.jpg\",\"width\":512,\"height\":512,\"caption\":\"11Onze Comunitat Fintech\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/11OnzeComunitat\",\"https:\\\/\\\/x.com\\\/11OnzeFintech\",\"https:\\\/\\\/www.instagram.com\\\/11onzecat\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11onzebanc\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCz63R8Byd_kBKtK2M4Qf_7w\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/person\\\/636d99b4c82bb7178687ecd43c3a61bd\",\"name\":\"Equip Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"caption\":\"Equip Editorial\"},\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/author\\\/equip-editorial-11onze\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Spanish banks make so much money -11Onze","description":"Spain's major banks posted a record annual profit of 26 billion euros, almost 25% more than the previous year. How did they do it?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/","og_locale":"en_US","og_type":"article","og_title":"How Spanish banks make so much money -11Onze","og_description":"Spain's major banks posted a record annual profit of 26 billion euros, almost 25% more than the previous year. How did they do it?","og_url":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/","og_site_name":"11Onze Comunitat Fintech","article_publisher":"https:\/\/www.facebook.com\/11OnzeComunitat","article_published_time":"2026-02-19T08:00:00+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/11ONZE_SHARE0_banca_espanyola.png","type":"image\/png"}],"author":"Equip Editorial","twitter_card":"summary_large_image","twitter_creator":"@11OnzeFintech","twitter_site":"@11OnzeFintech","twitter_misc":{"Written by":"Equip Editorial","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#article","isPartOf":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/"},"author":{"name":"Equip Editorial","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/person\/636d99b4c82bb7178687ecd43c3a61bd"},"headline":"How Spanish banks make so much money","datePublished":"2026-02-19T08:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/"},"wordCount":7,"commentCount":0,"publisher":{"@id":"https:\/\/www.11onze.cat\/en\/#organization"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#primaryimage"},"thumbnailUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/THUMBNAIL_banca_espanyola.png","keywords":["Economy"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/","url":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/","name":"How Spanish banks make so much money -11Onze","isPartOf":{"@id":"https:\/\/www.11onze.cat\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#primaryimage"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#primaryimage"},"thumbnailUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/THUMBNAIL_banca_espanyola.png","datePublished":"2026-02-19T08:00:00+00:00","description":"Spain's major banks posted a record annual profit of 26 billion euros, almost 25% more than the previous year. How did they do it?","breadcrumb":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#primaryimage","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/THUMBNAIL_banca_espanyola.png","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2024\/01\/THUMBNAIL_banca_espanyola.png","width":1200,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/www.11onze.cat\/en\/magazine\/how-spanish-banks-make-much-money\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.11onze.cat\/en\/"},{"@type":"ListItem","position":2,"name":"How Spanish banks make so much money"}]},{"@type":"WebSite","@id":"https:\/\/www.11onze.cat\/en\/#website","url":"https:\/\/www.11onze.cat\/en\/","name":"11Onze Comunitat Fintech","description":"First digital fintech community in Catalonia","publisher":{"@id":"https:\/\/www.11onze.cat\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.11onze.cat\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.11onze.cat\/en\/#organization","name":"11Onze Comunitat Fintech","url":"https:\/\/www.11onze.cat\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/512x512-11Onze.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/512x512-11Onze.jpg","width":512,"height":512,"caption":"11Onze Comunitat Fintech"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/11OnzeComunitat","https:\/\/x.com\/11OnzeFintech","https:\/\/www.instagram.com\/11onzecat\/","https:\/\/www.linkedin.com\/company\/11onzebanc","https:\/\/www.youtube.com\/channel\/UCz63R8Byd_kBKtK2M4Qf_7w"]},{"@type":"Person","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/person\/636d99b4c82bb7178687ecd43c3a61bd","name":"Equip Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","caption":"Equip Editorial"},"url":"https:\/\/www.11onze.cat\/en\/magazine\/author\/equip-editorial-11onze\/"}]}},"_links":{"self":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts\/48307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/comments?post=48307"}],"version-history":[{"count":0,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts\/48307\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/media\/48298"}],"wp:attachment":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/media?parent=48307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/categories?post=48307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/tags?post=48307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}