{"id":46893,"date":"2025-11-17T09:00:00","date_gmt":"2025-11-17T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=46893"},"modified":"2025-11-17T09:17:50","modified_gmt":"2025-11-17T08:17:50","slug":"community-saving-get-higher-earnings","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/community-saving-get-higher-earnings\/","title":{"rendered":"Community-saving to get higher earnings"},"content":{"rendered":"
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11Onze Recommends, at the request of the community, has managed to get the provider to further improve Litigation Funding: you can now access the product with family or friends to get higher returns on your savings. The returns are quadruple the average returns of Spanish banks.<\/b><\/h3>\n

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Litigation Funding is one of 11Onze Recommend’s most requested products, a fact that gives us the strength to ask for improvements from our provider. In this regard, some users noted that the best yields are achieved for higher amounts, which is a barrier to entry for many people.<\/span><\/p>\n

As 11Onze’s chief financial officer, Farhaan Mir, explains: “To access the 9% per annum you have to contribute 25,000 euros and many people don’t have these amounts, but they also deserve to be able to save. So we thought, what can we do? <\/span>We can’t ask for the amount to be reduced, but we can ask for it to be contributed by several people<\/b>, so that, several people in the same family, or a group of friends, can save together. Each one with their documentation, transferring their amount and receiving the corresponding earnings in their account. The only requirement is that the aggregate amount corresponds to the amounts set by the provider.<\/span><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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Quadrupling the returns offered by banks<\/b><\/h3>\n

This move by 11Onze Recommends gives its community access to a savings product unheard of in the country. In October 2023, Spanish banks increased the interest paid to their clients, but they remain the lowest-yielding banks in Europe, <\/span>offering an average yield of 2.3%<\/span><\/a>. Litigation Funding, therefore, almost quadruples what Spanish banks offer and does so with extra security, as the <\/span>funds are insured to cover the principal<\/b>.<\/span><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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“You no longer need to save alone and miss out on the best offers. This would be unfair. Everyone should be able to save.<\/b><\/p>\n\n Farhaan Mir, CFO 11Onze<\/span>\n <\/blockquote>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n

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Community-saving<\/b><\/h3>\n

11Onze is thus reinforcing its community vision by now offering community-saving. <\/span>“You no longer have to save alone and miss out on the best offers because you don’t have enough money. This would be unfair. Everyone should be able to save”<\/b>, says Farhaan Mir. The product offered by our UK provider has become one of the star savings products. To find out more about the product, you need to be a member of 11Onze and go to the <\/span>Litigation Funding<\/span><\/a> section on our website.<\/span><\/p>\n

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If you are already a member of La Pla\u00e7a you can request more information<\/a> from our provider.<\/strong><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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