{"id":42761,"date":"2025-03-16T20:00:00","date_gmt":"2025-03-16T19:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=42761"},"modified":"2025-03-03T10:08:40","modified_gmt":"2025-03-03T09:08:40","slug":"saving-buy-time","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/saving-buy-time\/","title":{"rendered":"Saving to buy time"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Economist Teodor de Mas has talked about his book &#8216;Hacer dinero&#8217; in La Pla\u00e7a de 11Onze, from the program Territori 17 of Radio Cardedeu. He shares his family&#8217;s method to save, with the aim of &#8220;trying to be happy and have time&#8221;.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">That there is no freedom without financial freedom is increasingly evident, but achieving that financial freedom is really complicated in a society that pushes us to spend the money we have. Teodor de Mas is an economist and<\/span><b> has compiled in the book &#8216;<\/b><a href=\"https:\/\/www.grup62.cat\/llibre-fer-diners\/364577\"><b>Making Money<\/b><\/a><b>&#8216; the financial knowledge he has learned through generations and generations of his Jewish-Catalan family<\/b><span style=\"font-weight: 400;\">. The book has become one of the literary phenomena of the moment and, to talk about it, he visited La Pla\u00e7a d&#8217;11Onze in the program Territori 17 of Radio Cardedeu.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Money and time<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">&#8220;The measuring rod is time and not money. Money is something we humans have invented to buy time. The only use money has is to buy time&#8221;, explains Teodor de Mas, who assures that we need to have more intuition to understand what money is. According to him: <\/span><b>&#8220;money is a language, a tool that we should all used to try to be happy and have time&#8221;<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Saving is the key to achieving a certain financial freedom, but it is very difficult: &#8220;We live in a consumer society, not a savings society. Everything leads us to consume what we have, what we earn,&#8221; says De Mas. That&#8217;s why, to be able to save, you have to get serious: &#8220;To save, you have to be serious, define a family or personal budget, decide what part you will save and stick to it. Then, <\/span><b>at the end of the month, we have to take out the money we have saved and put it in another account where we can&#8217;t spend it to make sure we save it<\/b><span style=\"font-weight: 400;\">&#8220;, explains the author of &#8216;Making Money&#8217;.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Catalans and business<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">We Catalans have a reputation as savers and entrepreneurs, but where does this idea come from? According to Teodor de Mas, we are lucky not to start from nothing: &#8220;<\/span><b>Catalans tend to be entrepreneurial because there is a lot of accumulated capital<\/b><span style=\"font-weight: 400;\">. This is a rich, dense and powerful territory. We don&#8217;t start from zero, we start from what has been done for generations&#8221;. However, De Mas advises Catalans to change their perspective on savings, because he assures that Catalans are too conservative and take few risks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can listen to the rest of the conversation with Teodor de Mas in the La Plaza section of Radio Cardedeu&#8217;s Territory 17.<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6320966294112\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2023\/02\/VISUALS_PODCAST_RADIO_IMAGE_VIDEO_BLOCK_PSN_PRESS-7-scaled.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>La Pla\u00e7a \u2013 Territori 17: Making Money<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <p><strong>If you want to discover the best option to protect your savings, enter <a href=\"https:\/\/serveis.11onze.cat\/preciosos-11onze\" target=\"_blank\" rel=\"noopener\">Preciosos 11Onze<\/a>.\u00a0We will help you to buy at the best price, the refuge value par excellence: physical gold.<\/strong><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If tou liked this news, we recommend:<\/h1>\n        <div 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