{"id":41501,"date":"2026-01-10T20:00:00","date_gmt":"2026-01-10T19:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=41501"},"modified":"2026-01-07T19:14:25","modified_gmt":"2026-01-07T18:14:25","slug":"rising-prices-cost-living","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/rising-prices-cost-living\/","title":{"rendered":"Rising prices and the cost of living"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>We close a year in which the general rise in prices has made it difficult for many families to make ends meet. How will the economy evolve in 2023? What can we do to adjust the family budget? We talk about it with Xavi Vi\u00f1olas, Editor of 11Onze and Gemma Vallet, Director of 11Onze District, in a new episode of La Pla\u00e7a, Territori 17&#8217;s radio show.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">With a year-on-year inflation rate of 8.4%, <\/span><b>2022 has been disastrous for many families<\/b><span style=\"font-weight: 400;\"> who have seen their purchasing power fall to unsustainable levels. Runaway price rises have pushed up the cost of living at a time when many households were just recovering from the shock of the pandemic. What lies ahead for 2023?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This year, we will see whether central banks can halt the rise in prices without neutering the recovery of economies. <\/span><b>Financial analysts predict that inflation will fall to 5%<\/b><span style=\"font-weight: 400;\">, but as Vi\u00f1olas points out, &#8220;in a context of uncertainty and high economic volatility, we have to take any economic forecast with a grain of salt, the same experts told us that current inflation would only last a few months&#8221;.<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6318751726112\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2023\/01\/VISUALS_PODCAST_RADIO_IMAGE_VIDEO_BLOCK_PSN_PRESS-4-scaled.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>La Pla\u00e7a \u2013 Territori 17: Cost of living<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Proactivity in reducing expenses<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Now, more than ever, <\/span><b>it is necessary to have a piggy bank for possible unforeseen events.<\/b><span style=\"font-weight: 400;\"> But, faced with an economic context that does not favour saving and where our money has lost a good part of its value, it is not easy to reduce our monthly expenses in order to save.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The editor of 11Onze suggests we be proactive and look at reducing some fixed expenses, which are not always difficult to cut. Services contracted on a permanent basis, such as <\/span><b>home or car insurance, can be renegotiated<\/b><span style=\"font-weight: 400;\">, or we can simply switch to a provider that offers a policy without permanence and more suited to our needs, which can be much cheaper.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Likewise, <\/span><b>suppliers of utilities, such as electricity, can give us some room for manoeuvre<\/b><span style=\"font-weight: 400;\">, changing the contracted power or switching from the free market to the regulated market. Modifying the contract or looking for more reasonable offers can mean considerable savings and help us to balance the budget at the end of the month.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>If you want to discover fair insurance for your home and for society, check <\/b><a href=\"https:\/\/www.11onze.cat\/en\/11onze-segurs\/\" target=\"_blank\" rel=\"noopener\"><b>11Onze Segurs<\/b><\/a><b>.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/11-tips-save-heating-costs\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/12\/THUMBNAIL_ESTALVIAR_CALEFACCIO.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>11 tips to save on heating costs<\/strong><\/p>\n              <span class=\"card-time\">5 min read<\/span>\n              <p class=\"card-text small\">It is estimated that each household spends on average<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/fintech-talks-resetting-economy\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/10\/THUMBNAIL_RESET.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">11Onze<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Fintech Talks: Resetting the economy, possible?<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">11Onze\u2019s new Fintech Talks in November rubs activism and<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/triple-threat-hangs-over-economy\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/09\/THUMBNAIL_AMENACA_ECONOMIA.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Economy<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>A triple threat hangs over the economy<\/strong><\/p>\n              <span class=\"card-time\">4 min read<\/span>\n              <p class=\"card-text small\">The economic gears are grinding ever tighter.<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":41495,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[172,17],"class_list":["post-41501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-economy","tag-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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