{"id":39337,"date":"2025-11-07T09:00:00","date_gmt":"2025-11-07T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=39337"},"modified":"2025-10-10T10:53:16","modified_gmt":"2025-10-10T08:53:16","slug":"52-week-savings-challenge","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/52-week-savings-challenge\/","title":{"rendered":"What is the 52-week savings challenge?"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Tot i que qualsevol moment de l\u2019any \u00e9s bo per comen\u00e7ar a estalviar, tamb\u00e9 \u00e9s veritat que f\u00e0cilment podem trobar una excusa per no fer-ho mai. La p\u00e8rdua de poder adquisitiu per la inflaci\u00f3 desbocada, els sous baixos, les rebaixes, el Black Friday! No obstant aix\u00f2, hi ha m\u00e8todes d\u2019estalvi que requereixen un m\u00ednim esfor\u00e7 i estan a l\u2019abast de quasi tothom. C\u00e0rol Rafales, de l\u2019equip de producte d\u201911Onze, ens en presenta un de ben senzill de seguir.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">S\u00f3n moltes les persones que tracten d\u2019estalviar per fer front a imprevistos, preveure futures compres o planificar unes bones vacances. Tantes com les que <\/span><b>no saben com fer-ho, o que comencen a estalviar tot animades, per\u00f2 ho deixen c\u00f3rrer al cap de poc temps<\/b><span style=\"font-weight: 400;\">. Potser la clau est\u00e0 en anar pas a pas i comen\u00e7ar a estalviar petites quantitats. Com apunta Rafales, \u201cveritat que si us dic d\u2019estalviar un euro la primera setmana, i dos la segona, no us sembla tan dif\u00edcil?\u201d.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Doncs en aix\u00f2 es basa el repte d\u2019estalvi de les 52 setmanes. Un m\u00e8tode per estalviar f\u00e0cilment que consisteix a <\/span><b>posar una<\/b> <b>quantitat de diners, durant 52 setmanes, en una guardiola<\/b><span style=\"font-weight: 400;\">, pot o el que t\u2019agradi m\u00e9s, equivalent al n\u00famero de la setmana que toqui.<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6309985562112\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/08\/THUMBNAIL_CAROLINA_RAFALES_TOPIC_15.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>El m\u00e8tode d\u2019estalvi de les 52 setmanes<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div><div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>De mica en mica s\u2019omple la pica<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Estalviar un euro la primera setmana, dos la segona, i aix\u00ed successivament, ens pot semblar rid\u00edcul, per\u00f2 si tenim en compte que <\/span><b>al cap de l\u2019any haurem estalviat 1.387 \u20ac,<\/b><span style=\"font-weight: 400;\"> estem parlant d\u2019una xifra que no \u00e9s gens menyspreable. I que en tot cas, si tens un nivell d\u2019ingressos prou elevat, \u201cpots comen\u00e7ar amb una xifra m\u00e9s elevada de\u201d per exemple \u201c21 \u20ac, per aconseguir m\u00e9s de 2.300 \u20ac al final de l\u2019any\u201d, explica Rafales.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si no ens en refiem de la nostra const\u00e0ncia en seguir aquest m\u00e8tode, sempre podem <\/span><b>programar una transfer\u00e8ncia setmanal a un compte d\u2019estalvi<\/b><span style=\"font-weight: 400;\">, que fins i to ens pot donar uns interessos. A m\u00e9s, d\u2019aquesta manera ens assegurem que aquests diners siguin de dif\u00edcil acc\u00e9s r\u00e0pid, evitant temptacions de trencar la guardiola.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Si vols descobrir com beure la millor aigua, estalviar diners i ajudar al planeta, entra a <\/b><a href=\"https:\/\/www.11onze.cat\/aigua-imprescindibles\/\" target=\"_blank\" rel=\"noopener\"><b>Imprescindibles 11Onze<\/b><\/a><b>.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>Si t&#8217;ha agradat aquesta not\u00edcia, et recomanem:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/magazine\/kakebo-metode-japones-estalviar-facil\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/08\/THUMBNAIL_METODE_KAKEBO-800x533.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Estalvis<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Kakebo<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">C\u00e0rol Rafales, especialista s\u00e8nior de vendes d\u201911Onze, ens explica en qu\u00e8 consisteix el<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/magazine\/metode-estalvi-50-30-20\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/08\/THUMBNAIL_50_30_20.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Estalvis<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Qu\u00e8 \u00e9s el m\u00e8tode d\u2019estalvi 50\/30\/20?<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">En la situaci\u00f3 econ\u00f2mica actual, estalviar \u00e9s un objectiu que a<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/magazine\/estalviar-bevent-aigua\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/04\/THUMBNAIL_ESTALVIAR_BEVENT_AIGUA.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Estalvis<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Com estalviar bevent aigua<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">Saps quina quantitat d\u2019aigua est\u00e0s bevent?<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":35779,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[17],"class_list":["post-39337","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is the 52-week savings challenge? - 11Onze<\/title>\n<meta name=\"description\" content=\"Do you know the 52-week savings challenge? 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C\u00e0rol Rafales, from the 11Onze product team, explains how this savings method can work for pretty much everyone.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.11onze.cat\/en\/magazine\/52-week-savings-challenge\/\" \/>\n<meta property=\"og:site_name\" content=\"11Onze Comunitat Fintech\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/11OnzeComunitat\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-07T08:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/11\/11ONZE_52_SETMANES.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Equip Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"What is the 52-week savings challenge? - 11Onze\" \/>\n<meta name=\"twitter:description\" content=\"Do you know the 52-week savings challenge? 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