{"id":29005,"date":"2022-04-03T21:00:00","date_gmt":"2022-04-03T19:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=29005"},"modified":"2022-04-04T12:40:40","modified_gmt":"2022-04-04T10:40:40","slug":"acquiring-useful-resources-face-future","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/acquiring-useful-resources-face-future\/","title":{"rendered":"&#8220;Acquiring useful resources to face the future&#8221;"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>The health crisis has shown that not everyone has the same ability to cope with unforeseen situations that negatively affect our income and earning potential. But how can we prepare ourselves to take care of our finances in the face of unexpected events? Lara de Castro, HR Business Partner at 11Onze, and Gemma Vallet, Director of 11Onze District, talk to us about financial resilience in a new episode of Territori 17.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Human beings always have two main choices: one is to stay stuck, and the other is to overcome and learn something from this crisis. Acquiring useful resources to face things that may happen in the future. And this is resilience&#8221;, explains Lara de Castro, and details why <\/span><b>applying financial resilience can help us in a multitude of small unforeseen events <\/b><span style=\"font-weight: 400;\">that can destabilise our economy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The ability to adapt to adverse economic situations is often determined by how we manage uncertainty and the level of our financial education. Still, two unfinished business for many of us. &#8220;Education today, and historically, does not teach us life skills. <\/span><b>We have not been taught how to manage uncertainty, and this is a basic skill that we should learn from an early age<\/b><span style=\"font-weight: 400;\">,&#8221; says De Castro.<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6302750403001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/04\/VISUALS_PODCAST_RADIO_IMAGE_VIDEO_BLOCK_PSN_PRESS-scaled.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>La Pla\u00e7a \u2013 Territori 17: Financial resilience<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Having a financial plan for the future<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Lara de Castro points out that <\/span><b>financial resilience is based on three fundamental pillars: &#8220;Saving, financial education and a financial plan<\/b><span style=\"font-weight: 400;\">&#8220;. And in this context, she says that the consumerist society in which we live is not interested in people saving: &#8220;We are not aware of the need to save in order to face the unforeseen events and uncertainties of everyday life&#8221;.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Gemma Vallet adds that it is necessary to differentiate between personal financial management and the macroeconomic management of the country: &#8220;<\/span><b>At the macroeconomic level, we also need a very powerful education to be able to anticipate this savings management<\/b><span style=\"font-weight: 400;\">. For example, you may be saving for your studies, but suddenly a war breaks out and this changes your entire financial planning&#8221;.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Precisely <\/span><b>to combat this lack of financial education, 11Onze launched the <\/b><a href=\"https:\/\/www.11onze.cat\/aprendre\/\" target=\"_blank\" rel=\"noopener\"><b>Learn<\/b><\/a><b> section<\/b><span style=\"font-weight: 400;\"> at La Pla\u00e7a, where we give our community the opportunity to learn about finance and the economy. If you want to know more about financial resilience, check out the Territori 17 podcast!<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>11Onze is the fintech community of Catalonia. Open an account by downloading the super app El Canut on <\/b><a href=\"https:\/\/bit.ly\/2YlbZAf\" target=\"_blank\" rel=\"noopener\"><b>Android<\/b><\/a><b> and <\/b><a href=\"https:\/\/bit.ly\/Onze-IOS\" target=\"_blank\" rel=\"noopener\"><b>Apple<\/b><\/a><b> and join the revolution!<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/diner-animated-series-to-learn-economics\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/05\/THUMBNAIL_ELDINER-800x476.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">11Onze<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>El Diner<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">11Onze consolidates its commitment to economic literacy with the launch of El<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_THUMBNAIL_PSN_JAMES.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Micro-expenses<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">These are small, everyday expenses that, at the end of the year, have a major impact on<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/inflation-banking-break-record-savings\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/01\/THUMBNAIL_INFLACIO_BANCA_LLASTEN_RECORD_ESTALVI-800x533.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Record savings<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">Savings figures have set a record in 2021 due to the pandemic and restrictions.<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":26717,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[188],"class_list":["post-29005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-11onze-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>&quot;Acquiring useful resources to face the future&quot; - 11Onze<\/title>\n<meta name=\"description\" content=\"How can we protect our finances in the face of unexpected events? 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