{"id":28379,"date":"2025-04-10T09:00:00","date_gmt":"2025-04-10T07:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=28379"},"modified":"2025-03-19T17:30:38","modified_gmt":"2025-03-19T16:30:38","slug":"micro-expenses-where-savings-go","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/","title":{"rendered":"Micro-expenses: where do your savings go?"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>These are small, everyday expenses that, at the end of the year, have a major impact on our finances. The President of 11Onze, James S\u00e8ne, gives us the keys to identifying these small expenses and mitigating the effect they can have on our pocket.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The water bill, the electricity bill, insurance, the euro a day for coffee&#8230; there are many <\/span><b>products or services that we consume on a daily basis without stopping to think about their cost<\/b><span style=\"font-weight: 400;\">. Whether out of habit, lack of time, or lack of alternatives, we do not periodically review these costs, and we assume them without thinking about the impact they can have on us every year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This fact, which in itself can be a disaster in our economic planning, is aggravated in economic contexts such as the current one, in which the excessive increase in inflation <\/span><b>is not translated into an increase in salaries<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6301567450001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/VISUALS_PODCAST_IMAGE_VIDEO_BLOCK_PSN_JAMES-scaled.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>Episode 16 | Scheduled expenses<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Ant expenses<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">When your monthly income comes in, can you tell where every penny goes? It is quite common to get to the end of the month, check your expenses and not understand where the money has gone. To identify these expenses in your daily economy, S\u00e8ne suggests two main characteristics: &#8220;<\/span><b>they are things that we consume on a daily basis and that have a relatively low cost<\/b><span style=\"font-weight: 400;\">, i.e. all those essential expenses that we need before we start doing anything else&#8221;.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">S\u00e8ne raises the impact that can be had by something as simple as paying attention to all our expenses and, to give us an idea of the impact it can have on our economy, he warns that &#8220;with the analysis we have done, <\/span><b>families can save \u20ac4,000 simply by paying attention<\/b><span style=\"font-weight: 400;\">&#8220;. It is therefore a question of changing the lens through which we analyse our finances and prioritising savings on basic expenses rather than cutting back on leisure or our holidays.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Programmed to consume<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Part of this consumerist vision can be explained by everything that advertising and brands make us do, &#8220;<\/span><b>advertising pushes us to make programmed purchases, we don&#8217;t make intelligent purchases<\/b><span style=\"font-weight: 400;\">&#8220;, warns S\u00e8ne. 11Onze wants to break with this dynamic and, for this reason, will make available to the whole community all the information related to this type of expenditure.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Through comparisons, calculations, and basic information, all this data will be put on the table to allow us to pay attention to ant-spending without having to spend time and effort.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>If you want to wash your clothes without polluting the planet, 11Onze Recommends <\/b><a href=\"https:\/\/www.11onze.cat\/en\/?page_id=31744\" target=\"_blank\" rel=\"noopener\"><b>Natulim<\/b><\/a><b>.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/11onze-tv\/about-11onze\/learn-cut-expenses\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/THUMBNAIL_ESTAT_NACIO_SANDRA_2-800x430.jpg\" class=\"card-img-top\" alt=\"\">\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>\u201cWe have to learn to cut expenses\u201d<\/strong><\/p>\n              <span class=\"card-time\">1 min read<\/span>\n              <p class=\"card-text small\">What can you do if you have no savings?<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/you-know-best-tip-saving-money\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/11\/THUMBNAIL_METODE_PREESTALVI-800x534.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Do you know the best tip for saving money?<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">It is the most effective and, at the same time, the simplest<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/11-tips-improve-family-finances\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/THUMBNAIL_11.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Economy<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Ten tips to improve your personal finances<\/strong><\/p>\n              <span class=\"card-time\">4 min read<\/span>\n              <p class=\"card-text small\">How many times have you wanted to start saving?<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":15314,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[17],"class_list":["post-28379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Micro-expenses: where do your savings go? - 11Onze<\/title>\n<meta name=\"description\" content=\"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Micro-expenses: where do your savings go? - 11Onze\" \/>\n<meta property=\"og:description\" content=\"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/\" \/>\n<meta property=\"og:site_name\" content=\"11Onze Comunitat Fintech\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/11OnzeComunitat\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-10T07:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/VISUALS_PODCAST_SHARE_IMAGE_JAMES-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Equip Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Micro-expenses: where do your savings go? - 11Onze\" \/>\n<meta name=\"twitter:description\" content=\"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/VISUALS_PODCAST_SHARE_IMAGE_JAMES-scaled.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@11OnzeFintech\" \/>\n<meta name=\"twitter:site\" content=\"@11OnzeFintech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Equip Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/\"},\"author\":{\"name\":\"Equip Editorial\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/person\\\/636d99b4c82bb7178687ecd43c3a61bd\"},\"headline\":\"Micro-expenses: where do your savings go?\",\"datePublished\":\"2025-04-10T07:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/\"},\"wordCount\":6,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/PODCAST_THUMBNAIL_PSN_JAMES.jpg\",\"keywords\":[\"Savings\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/\",\"name\":\"Micro-expenses: where do your savings go? - 11Onze\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/PODCAST_THUMBNAIL_PSN_JAMES.jpg\",\"datePublished\":\"2025-04-10T07:00:00+00:00\",\"description\":\"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/PODCAST_THUMBNAIL_PSN_JAMES.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/PODCAST_THUMBNAIL_PSN_JAMES.jpg\",\"width\":751,\"height\":505},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/micro-expenses-where-savings-go\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Micro-expenses: where do your savings go?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\",\"name\":\"11Onze Comunitat Fintech\",\"description\":\"First digital fintech community in Catalonia\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#organization\",\"name\":\"11Onze Comunitat Fintech\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/512x512-11Onze.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/512x512-11Onze.jpg\",\"width\":512,\"height\":512,\"caption\":\"11Onze Comunitat Fintech\"},\"image\":{\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/11OnzeComunitat\",\"https:\\\/\\\/x.com\\\/11OnzeFintech\",\"https:\\\/\\\/www.instagram.com\\\/11onzecat\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11onzebanc\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCz63R8Byd_kBKtK2M4Qf_7w\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/#\\\/schema\\\/person\\\/636d99b4c82bb7178687ecd43c3a61bd\",\"name\":\"Equip Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"url\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"contentUrl\":\"https:\\\/\\\/www.11onze.cat\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/HEADER_AGENTS_DECK-300x300.jpg\",\"caption\":\"Equip Editorial\"},\"url\":\"https:\\\/\\\/www.11onze.cat\\\/en\\\/magazine\\\/author\\\/equip-editorial-11onze\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Micro-expenses: where do your savings go? - 11Onze","description":"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/","og_locale":"en_US","og_type":"article","og_title":"Micro-expenses: where do your savings go? - 11Onze","og_description":"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.","og_url":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/","og_site_name":"11Onze Comunitat Fintech","article_publisher":"https:\/\/www.facebook.com\/11OnzeComunitat","article_published_time":"2025-04-10T07:00:00+00:00","og_image":[{"width":2560,"height":1440,"url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/VISUALS_PODCAST_SHARE_IMAGE_JAMES-scaled.jpg","type":"image\/jpeg"}],"author":"Equip Editorial","twitter_card":"summary_large_image","twitter_title":"Micro-expenses: where do your savings go? - 11Onze","twitter_description":"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.","twitter_image":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/VISUALS_PODCAST_SHARE_IMAGE_JAMES-scaled.jpg","twitter_creator":"@11OnzeFintech","twitter_site":"@11OnzeFintech","twitter_misc":{"Written by":"Equip Editorial","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#article","isPartOf":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/"},"author":{"name":"Equip Editorial","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/person\/636d99b4c82bb7178687ecd43c3a61bd"},"headline":"Micro-expenses: where do your savings go?","datePublished":"2025-04-10T07:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/"},"wordCount":6,"commentCount":0,"publisher":{"@id":"https:\/\/www.11onze.cat\/en\/#organization"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#primaryimage"},"thumbnailUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_THUMBNAIL_PSN_JAMES.jpg","keywords":["Savings"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/","url":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/","name":"Micro-expenses: where do your savings go? - 11Onze","isPartOf":{"@id":"https:\/\/www.11onze.cat\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#primaryimage"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#primaryimage"},"thumbnailUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_THUMBNAIL_PSN_JAMES.jpg","datePublished":"2025-04-10T07:00:00+00:00","description":"James S\u00e8ne, President of 11Onze, gives us the keys to identifying and reducing the ant expenses that end up weighing down our wallets.","breadcrumb":{"@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#primaryimage","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_THUMBNAIL_PSN_JAMES.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_THUMBNAIL_PSN_JAMES.jpg","width":751,"height":505},{"@type":"BreadcrumbList","@id":"https:\/\/www.11onze.cat\/en\/magazine\/micro-expenses-where-savings-go\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.11onze.cat\/en\/"},{"@type":"ListItem","position":2,"name":"Micro-expenses: where do your savings go?"}]},{"@type":"WebSite","@id":"https:\/\/www.11onze.cat\/en\/#website","url":"https:\/\/www.11onze.cat\/en\/","name":"11Onze Comunitat Fintech","description":"First digital fintech community in Catalonia","publisher":{"@id":"https:\/\/www.11onze.cat\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.11onze.cat\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.11onze.cat\/en\/#organization","name":"11Onze Comunitat Fintech","url":"https:\/\/www.11onze.cat\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/512x512-11Onze.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/04\/512x512-11Onze.jpg","width":512,"height":512,"caption":"11Onze Comunitat Fintech"},"image":{"@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/11OnzeComunitat","https:\/\/x.com\/11OnzeFintech","https:\/\/www.instagram.com\/11onzecat\/","https:\/\/www.linkedin.com\/company\/11onzebanc","https:\/\/www.youtube.com\/channel\/UCz63R8Byd_kBKtK2M4Qf_7w"]},{"@type":"Person","@id":"https:\/\/www.11onze.cat\/en\/#\/schema\/person\/636d99b4c82bb7178687ecd43c3a61bd","name":"Equip Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","url":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","contentUrl":"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/05\/HEADER_AGENTS_DECK-300x300.jpg","caption":"Equip Editorial"},"url":"https:\/\/www.11onze.cat\/en\/magazine\/author\/equip-editorial-11onze\/"}]}},"_links":{"self":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts\/28379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/comments?post=28379"}],"version-history":[{"count":0,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/posts\/28379\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/media\/15314"}],"wp:attachment":[{"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/media?parent=28379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/categories?post=28379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.11onze.cat\/en\/wp-json\/wp\/v2\/tags?post=28379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}