{"id":27768,"date":"2022-08-22T21:00:00","date_gmt":"2022-08-22T19:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=27768"},"modified":"2022-08-03T16:30:02","modified_gmt":"2022-08-03T14:30:02","slug":"james-sene-what-people-asking-service","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/james-sene-what-people-asking-service\/","title":{"rendered":"James S\u00e8ne: What people are asking for is service"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>The fintech revolution is shaking the pillars of traditional banking, and forcing an evolution of money that represents a paradigm shift in the world of finance. The <\/b><a href=\"https:\/\/www.11onze.cat\/en\/magazine\/james-sene-banks-disappear-ten-years\/\" target=\"_blank\" rel=\"noopener\"><b>second<\/b><\/a><b> Fintech Talks focused on fintech trends, with a presentation by 11Onze Chairman James S\u00e8ne.<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Technology is changing everything, and at 11Onze we have been pioneers. &#8220;<\/span><b>We anticipated all the things you see now<\/b><span style=\"font-weight: 400;\">: community building, agile digital banking, offshore banking, tokens like &#8216;Les Peles&#8217;, trends that will be ratified in 2022,&#8221; says S\u00e8ne. &#8220;When you are immersed in change, sometimes you are not aware of it. But yes, we are pioneers,&#8221; he added, explaining how 11Onze has positioned itself in what is known as &#8217;embedded finance&#8217;.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fintechs are more efficient than traditional banks when it comes to providing an agile response to customer needs, thanks to their technology and analytics. &#8220;What people are asking for is service. <\/span><b>Fintechs are here because there is a need, and the need has been created by the lack of service in traditional banking<\/b><span style=\"font-weight: 400;\">,&#8221; argues S\u00e8ne.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Financial education and proximity are seen as two key aspects if this evolution of the financial world is to be inclusive and leave no one behind, especially the most vulnerable people. As S\u00e8ne explains: &#8220;<\/span><b>You can compensate for distance with truth and with the quality of the content you exchange.<\/b><span style=\"font-weight: 400;\"> Institutions, such as the European Central Bank and many universities, are pushing very hard and very rigorously on the issue of financial education, because we will move to digital currency and people will be left out&#8221;.<\/span><\/p>\n<p>If you want to watch James S\u00e8ne\u2019s Fintech Talk, you can find it in the\u00a0<a href=\"https:\/\/www.11onze.cat\/aprendre\/fintech-talks\/fintech-talks-tendencies-fintech\/\" target=\"_blank\" rel=\"noopener\">Learn<\/a>\u00a0section.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6300355335001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/HEROIMAGE_JAMES_FINTECH_TALKS_2.png\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>\u201cWe are immersed in change\u201d<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <p><b>11Onze is the community fintech of Catalonia. Open an account by downloading the super app El Canut for <\/b><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.e11onze.app&amp;utm_source=emailing&amp;utm_campaign=CANUT+launch\" target=\"_blank\" rel=\"noopener\"><b>Android<\/b><\/a><b> or <\/b><a href=\"https:\/\/apps.apple.com\/us\/app\/11onze\/id1566129237?utm_campaign=El+Canut\" target=\"_blank\" rel=\"noopener\"><b>iOS<\/b><\/a><b> and join the revolution!<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/11onze-pioneers-financial-education-europe\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img 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