{"id":27325,"date":"2022-03-01T21:00:00","date_gmt":"2022-03-01T20:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=27325"},"modified":"2022-03-03T12:17:36","modified_gmt":"2022-03-03T11:17:36","slug":"analysis-performance-guaranteed-funds","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/analysis-performance-guaranteed-funds\/","title":{"rendered":"Analysis: performance of guaranteed funds"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>As the name implies, guaranteed funds guarantee all or part of the capital invested, as well as a fixed return over a certain period of time. This performance is generally linked to the performance of a benchmark stock market index, but which guaranteed funds offer the best performance?<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Guaranteed fixed-income mutual funds can be a good option for investors who are happy with a moderate return in exchange for not having any surprises and not losing the money they have invested. On the other hand, equity or partial equity funds offer a good balance between security and return.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In guaranteed equity investment funds <\/span><b>we have to look at long-term performance, as it is difficult for a fund to consistently repeat the top places year after year<\/b><span style=\"font-weight: 400;\">. Even so, we have to bear in mind that an investment fund may charge different fees for the different classes of units it issues. Subscription, redemption, and management fees can have a significant impact and drastically reduce its overall performance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most guaranteed funds have a high subscription fee of up to 5%. This means that just by buying the fund you lose 5% of the money invested. In addition, most have a redemption fee that has to be paid when the fund is sold in order to recover the capital. Management fees are not usually high, especially in fixed-income funds, or in <\/span><b>automated managers and digital platforms that, with the help of mathematical algorithms, invest the client&#8217;s money in a way that does not require a human manager<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the comparison table below, we compile some of the most outstanding guaranteed equity funds in the Spanish market. These are funds that do not guarantee future returns. Therefore, the comparative table that we show you is a compilation of the returns of the last few years, but not of future returns. Is it possible to achieve good guaranteed returns over 1, 3, 5, 10, or 30 years? <\/span><b>If you want to know more about superior options to make your money profitable, go to <\/b><a href=\"https:\/\/www.11onze.cat\/en\/?page_id=26828\" target=\"_blank\" rel=\"noopener\"><b>Guaranteed Funds<\/b><\/a><b>. At 11Onze Recomana we offer you the best existing options.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider_1\" class=\"carousel slide\" data-wrap=\"false\" data-interval=\"false\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/TAULA_COMPARATIVA_FONS-11.png\" alt=\"\">\n              <div class=\"carousel-caption\">\n                <p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traducci\u00f3\"><span class=\"Y2IQFc\" lang=\"en\">Comparison: Guaranteed Equity Funds<\/span><\/p>\n\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <p><strong>If you want to know more about superior options to make your money profitable, go to <a href=\"https:\/\/www.11onze.cat\/en\/?page_id=26828\" target=\"_blank\" rel=\"noopener\">Guaranteed Funds<\/a>. From 11Onze Recomana we propose you the best options in the market.<\/strong><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/guaranteed-funds-what-are-they-how-they-work\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/02\/THUMBNAIL_FONS_GARANTITS_COM_FUNCIONEN-800x413.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Finances<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Guaranteed Funds<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">In an economic context of great uncertainty, inflation, and low-interest rates, guaranteed<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/government-bonds-gold-best-buy\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/02\/THUMBNAIL_BONS_NACIONALS_COM_ENDEIXEN-800x535.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Invest<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Government bonds or gold<\/strong><\/p>\n              <span class=\"card-time\">5 min read<\/span>\n              <p class=\"card-text small\">Gold is traditionally regarded as the best asset for inflation<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/returns-banks-offering\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/01\/THUMBNAIL_QUINS_DIPOSITS_OFEREIX_BANCA-800x533.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Savings<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>What returns are banks offering?<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">Interest rates offered by traditional banks for savings<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":27321,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[15],"class_list":["post-27325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-invest"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Analysis: performance of guaranteed funds - 11Onze<\/title>\n<meta name=\"description\" content=\"How do guaranteed funds perform? 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