{"id":23928,"date":"2026-01-12T09:00:00","date_gmt":"2026-01-12T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=23928"},"modified":"2026-01-12T08:20:26","modified_gmt":"2026-01-12T07:20:26","slug":"11-tips-start-year-saving","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/11-tips-start-year-saving\/","title":{"rendered":"11 tips to start the year saving"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>Starting a new year is like starting a notebook. This 2022 has to be, by force, a year of plenty, because the previous two years have been pandemic and have been a real lesson for us, as well as helping us to prioritise our lives. As well as helping us to prioritise our lives, they have certainly helped us to learn how to save, and now it&#8217;s time to put all these lessons into practice!<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">To start the year off on the right foot, <\/span><b>agent Silvia Granado gives us 11 tips for saving for 365 days<\/b><span style=\"font-weight: 400;\">. So that you have enough money left over to go on that weekend getaway you\u2019ve been thinking about for a long time, or to shop during the sales, or to pay for that language course you know you need.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s start with the basics: buy what you really need, <\/span><b>organise a box with 12 envelopes for the 12 months of the year where you can hide some notes that will add up to a good amount at the end of the year<\/b><span style=\"font-weight: 400;\">, save the extra payments right away in the savings account, make a budget for holidays and divide the amount by 12 months to know how much you have to save each month, reduce lunches and dinners out and review subscriptions to content platforms. Want to know more tips? Check out the other half in the video below!<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6289435480001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/12\/THUMBNAIL_SILVIA_GARRIGA_TOPIC_9.png\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>11 tips to start the year saving<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <p><b>11Onze is becoming a phenomenon as the first Fintech community in Catalonia. Now, it releases the first version of El Canut, the super app of 11Onze, for <\/b><a href=\"https:\/\/bit.ly\/2YlbZAf\" target=\"_blank\" rel=\"noopener\"><b>Android<\/b><\/a><b> and <\/b><a href=\"https:\/\/bit.ly\/Onze-IOS\" target=\"_blank\" rel=\"noopener\"><b>Apple<\/b><\/a><b>. El Canut, the first universal account can be opened in Catalan territory.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/save-money-holiday-season-you-can-do-it\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/12\/THUMBNAIL_ESTALVIAR_NADAL-800x541.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Economy<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Save money this holiday season?<\/strong><\/p>\n              <span class=\"card-time\">4 min read<\/span>\n              <p class=\"card-text small\">Christmas, sales, the beginning of January\u2026 saving during these<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/when-sales-start\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/12\/THUMBNAIL_QUAN_COMENCEN_VACANCES-800x510.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Community<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>When do the winter sales start?<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">For yet another year, we bid farewell to an atypical<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/consumer-power-changes-market\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/12\/HEROIMAGE_CONSUM_RESPONSABLE-800x312.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Sustainability<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>Consumer power changes the market<\/strong><\/p>\n              <span class=\"card-time\">2 min read<\/span>\n              <p class=\"card-text small\">We are not sufficiently aware of the power we have as<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":22717,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[17],"class_list":["post-23928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>11 tips to start the year saving -11Onze<\/title>\n<meta name=\"description\" content=\"2022 is the year to put into practice the savings tips we have learned during the pandemic. 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