{"id":22805,"date":"2025-11-03T09:00:00","date_gmt":"2025-11-03T08:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=22805"},"modified":"2025-10-10T10:34:34","modified_gmt":"2025-10-10T08:34:34","slug":"seven-technologies-transform-finance","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/seven-technologies-transform-finance\/","title":{"rendered":"Seven technologies that will transform finance"},"content":{"rendered":"
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Traditional banking is likely to disappear sooner rather than later. And security tools such as biometrics and cryptography will help protect us from fraud.<\/b><\/h3>\n

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The world of finance is changing fast. Fintechs are overtaking traditional financial<\/a> institutions, above all because they are committed to combining technology and customer service. All with the aim that <\/span>new technological advances will allow increasingly simple, but more secure, operations<\/b>. We see it!<\/span><\/p>\n

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  1. Services in the cloud. <\/b>Financial institutions will increasingly organise their services via the internet. This is why financial applications are constantly innovating: they are looking for more and more transactions to be carried out in the cloud.<\/span><\/li>\n
  2. Artificial intelligence, an essential tool.<\/b> This technology is much more sophisticated and has a significant influence on the internet of things, on the management of ‘big data’, on facial and optical recognition and on the ‘blockchain’, which is the structure with which the new financial institutions will work.<\/span><\/li>\n
  3. Mobile finance made easier. <\/b>The so-called ‘mobile banking’ system is not new. Still, it will be increasingly easier to use: it will provide greater accessibility and incorporate one-click payments from customer to customer. In addition, customer-to-business ‘digital banking’ will no longer rely on passwords.<\/span><\/li>\n
  4. More blockchain. <\/b>Blockchain software vendors will attract the interest of organisations that want to accelerate their performance. With blockchain, they will achieve more cost-effective operations.<\/span><\/li>\n
  5. Next-generation cashpoints. <\/b>It is expected that, in the not-too-distant future, we will be operating cashpoints without having to use a card, directly with our mobile phones. Some cashpoints around the world, in fact, already incorporate biometric authentication or iris recognition.<\/span><\/li>\n
  6. Security, security, security.<\/b> This is a constant concern for financial institutions, which will be looking to include new protection services for their customers. Biometrics will be commonly used to access financial data.<\/span><\/li>\n
  7. Links between financial institutions.<\/b> Experts have realised that financial institutions can reduce costs and facilitate customer services by partnering with each other. Working collectively advances innovation and establishes healthier cooperation.<\/span><\/li>\n<\/ol>\n

    11Onze is the community fintech of Catalonia. Open an account by downloading the super app El Canut for <\/b>Android<\/b><\/a> or <\/b>iOS<\/b><\/a> and join the revolution!<\/b><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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