{"id":21179,"date":"2021-11-13T21:00:00","date_gmt":"2021-11-13T20:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=21179"},"modified":"2021-11-17T12:27:49","modified_gmt":"2021-11-17T11:27:49","slug":"11onze-pioneers-fincom","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/11onze-pioneers-fincom\/","title":{"rendered":"With 11Onze, you are pioneers: we are a fincom"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>For months we have been explaining what we are and why we are like this. It all responds to an idea: that Catalans can build our financial sovereignty. And, in the end, distilling and distilling, we have taken the shape we want: we are a community fintech, a fincom. And this model is a pioneer in the world.\u00a0<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><b>Are there traditional banks? Yes, and we know how they work<\/b><span style=\"font-weight: 400;\">, that\u2019s why we\u2019ve dedicated a series of <\/span><a href=\"https:\/\/www.11onze.cat\/en\/11onze-tv\/podcast\/bank-abuse-commissions-first-episode\/\"><span style=\"font-weight: 400;\">podcasts<\/span><\/a><span style=\"font-weight: 400;\"> to protect ourselves from bank abuse. Community banks? Also exist! 11Onze President James S\u00e8ne has often talked about how we have taken the example of African-American community banks in the United States. If you want to learn more about community banking, you can do so <\/span><a href=\"https:\/\/www.11onze.cat\/aprendre\/cursos-economia\/banca-comunitaria\/\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">. That fintechs already exist? Of course, they are an <\/span><a href=\"https:\/\/www.11onze.cat\/en\/magazine\/fintech-vs-traditional-banking-first-round\/\"><span style=\"font-weight: 400;\">alternative<\/span><\/a><span style=\"font-weight: 400;\"> model for the future, from which we have incorporated many ideas. But, in the world, 11Onze is a pioneer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s why we needed a new word to explain ourselves: <\/span><b>\u201cfincom\u201d, the contraction of fintech and community<\/b><span style=\"font-weight: 400;\">. And what does it mean to be a fincom? Imagine that we are like a small town, with a community of neighbours who want to specialise in the financial world. A fincom is a website where we learn to empower ourselves collectively.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And, as in any city, when you are part of the 11Onze community, you have <\/span><b>La Pla\u00e7a<\/b><span style=\"font-weight: 400;\">, a digital site that brings together all the services to build your financial independence: the financial institution, where you can open an account with <\/span><a href=\"https:\/\/www.11onze.cat\/en\/personal-account\/\"><b>El Canut<\/b><\/a><span style=\"font-weight: 400;\">; a school where you can <\/span><a href=\"https:\/\/www.11onze.cat\/aprendre\/\"><b>Learn<\/b><\/a><span style=\"font-weight: 400;\">; a cinema and a radio with <\/span><a href=\"https:\/\/www.11onze.cat\/en\/11onze-tv\/\"><b>11OnzeTV<\/b><\/a><span style=\"font-weight: 400;\">; a newspaper stand with the <\/span><a href=\"https:\/\/www.11onze.cat\/en\/magazine\/\"><b>Magazine<\/b><\/a><span style=\"font-weight: 400;\">; and a neighbourhood with other users and the<\/span><b> 24\/7 attention of the agents<\/b><span style=\"font-weight: 400;\">. Later on, we will have a <\/span><b>Marketplace <\/b><span style=\"font-weight: 400;\">where you can buy products and services. And, by the way, we even have our own currency, <\/span><b>Les Peles<\/b><span style=\"font-weight: 400;\">!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So,<\/span><b> if anyone asks you if 11Onze is a bank, the answer is simple: no, it is much, much more<\/b><span style=\"font-weight: 400;\">. Can 11Onze do everything a bank does? Progressively, yes, and we will do things that are unimaginable for a bank, because we are counting on you to do them. <\/span><b>Let\u2019s take a look back at how we have explained our fincom!<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6263360315001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_IMAGE_VIDEO_BLOCK_FINTECH_COMUNITARIA.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>Episode 4 | Community fintech<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6264064168001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/11\/VISUALS_PODCAST_IMAGE_VIDEO_BLOCK_PSN_DARREN-copia-2.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>\u201cThe project is very ambitious\u201d<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6273013168001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/PODCAST_IMAGE_VIDEO_BLOCK_PSN_ARCADI.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>Episode 6 | Bank abuse: IBAN Discrimination<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6275844786001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/10\/PODCAST_IMAGE_VIDEO_BLOCK_PSN_DARREN.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>Episode 8 | Fintech with the best customers<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6277693929001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/10\/VISUALS_PODCAST-47-scaled.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>Episode 9 | Tecnhology for people<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider\" class=\"carousel slide\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active video-player inline-player\" data-video-id=\"6269318393001\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/11\/VISUALS_PODCAST_IMAGE_VIDEO_BLOCK_PSN_DARREN-copia.jpg\" alt=\"\">\n              <button type=\"button\" class=\"play\"><\/button>\n              <div class=\"carousel-caption\">\n                <p>Episode 5 | The Story of 11Onze<\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <p><b>11Onze is becoming a phenomenon as the first Fintech community in Catalonia. Now, it releases the first version of El Canut, the super app of 11Onze, for <\/b><a href=\"https:\/\/bit.ly\/2YlbZAf\"><b>Android<\/b><\/a><b> and <\/b><a href=\"https:\/\/bit.ly\/Onze-IOS\"><b>Apple<\/b><\/a><b>. El Canut, the first universal account can be opened in Catalan territory.<\/b><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component cards\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-xl-8 offset-xl-2\">\n        <h1>If you liked this article, we recommend you read:<\/h1>\n        <div class=\"cards__wrapper\">\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/11onze-financial-hub\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/10\/THUMBNAIL_IMAGE_ESTAT_NACIO_NATALIA-800x450.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Finances<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>\u201c11Onze is a financial hub\u201d<\/strong><\/p>\n              <span class=\"card-time\">1 min read<\/span>\n              <p class=\"card-text small\">11Onze is much more than a Catalan fintech: it is a financial<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/fincom-builds-financial-sovereignty\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/09\/THUMBNAIL_FINCOM_HUB-800x534.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">Finances<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>The fincom that builds financial sovereignty<\/strong><\/p>\n              <span class=\"card-time\">5 min read<\/span>\n              <p class=\"card-text small\">At 11Onze we are not just creating a fintech.<\/p>\n            <\/div>\n          <\/div>\n\n\n          <div class=\"card\">\n            <a href=\"https:\/\/www.11onze.cat\/en\/magazine\/fincom-better-fintech\/\" class=\"card-link\" target=\"_self\"><\/a>\n            <div class=\"card-img\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/10\/PODCAST_THUMBNAIL_PSN_DARREN.jpg\" class=\"card-img-top\" alt=\"\">\n                <span class=\"card-category\">11Onze<\/span>\n            <\/div>\n            <div class=\"card-body\">\n              <p class=\"card-title p2\"><strong>A fincom is much better than a fintech<\/strong><\/p>\n              <span class=\"card-time\">3 min read<\/span>\n              <p class=\"card-text small\">What sets us apart from traditional banking?<\/p>\n            <\/div>\n          <\/div>\n\n              <\/div>\n              <br>\n              <br>\n              <div class=\"cards__wrapper\">\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":71,"featured_media":21173,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[188,18,20],"class_list":["post-21179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-11onze-en","tag-community","tag-finances"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>With 11Onze, you are pioneers: we are a fincom - 11ONZE<\/title>\n<meta name=\"description\" content=\"For months we have been explaining what we are and why we are the way we are. In the end, we have taken the form we want: we are a fincom.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.11onze.cat\/en\/magazine\/11onze-pioneers-fincom\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"With 11Onze, you are pioneers: we are a fincom - 11ONZE\" \/>\n<meta property=\"og:description\" content=\"For months we have been explaining what we are and why we are the way we are. In the end, we have taken the form we want: we are a fincom.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.11onze.cat\/en\/magazine\/11onze-pioneers-fincom\/\" \/>\n<meta property=\"og:site_name\" content=\"11Onze Comunitat Fintech\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/11OnzeComunitat\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-13T20:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-11-17T11:27:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2021\/11\/11ONZE_PIONERS_FINCOM.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Equip Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"With 11Onze, you are pioneers: we are a fincom - 11ONZE\" \/>\n<meta name=\"twitter:description\" content=\"For months we have been explaining what we are and why we are the way we are. 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