{"id":14031,"date":"2024-11-23T20:00:00","date_gmt":"2024-11-23T19:00:00","guid":{"rendered":"https:\/\/www.11onze.cat\/?p=14031"},"modified":"2024-11-18T09:41:11","modified_gmt":"2024-11-18T08:41:11","slug":"virtual-card-physical","status":"publish","type":"post","link":"https:\/\/www.11onze.cat\/en\/magazine\/virtual-card-physical\/","title":{"rendered":"From physical to virtual cards"},"content":{"rendered":"
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Credit cards were created in the 1950s, and with the arrival of smartphones, virtual cards became popular. Let\u2019s review the history of cards and their possibilities.<\/b><\/h3>\n

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Sixty years ago the first payment card was introduced and, since that day, the way we shop has changed to adapt to the era of e-commerce, bringing about a radical change in the way we pay. <\/span>The way we consume is constantly changing, specially with the increase in e-commerce<\/b>, following the start of the Covid-19 pandemic in 2020, as can be seen in the study carried out by <\/span>Kantar<\/span><\/a>, which states that 3 out of every 4 Spanish households have made purchases online in 2020, and that these households will continue to shop online in 2021. <\/span>Households that now shop online account for 74.4%, which has increased e-commerce consumers by 8.4% since 2017<\/b>. As detailed by Kantar in its study, the remaining 26.6% of consumers are older people who commute to buy products themselves, as they prefer a personalised service. And just as the consumption model has changed, so has the payment model. Welcome to the era of virtual cards.<\/span><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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