{"id":33352,"date":"2022-06-13T08:54:14","date_gmt":"2022-06-13T06:54:14","guid":{"rendered":"https:\/\/www.11onze.cat\/11onze-segurs\/"},"modified":"2025-06-18T12:19:57","modified_gmt":"2025-06-18T10:19:57","slug":"home-11onze-segurs","status":"publish","type":"page","link":"https:\/\/www.11onze.cat\/en\/home-11onze-segurs\/","title":{"rendered":"11Onze Segurs &#8211; Home"},"content":{"rendered":"<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>\ud83c\udfe0 Be safe with home insurance!<\/b><\/h3>\n<ul>\n<li><strong><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4b0.svg\" alt=\"\ud83d\udcb0\" \/>\u00a0The insurance is between 15%-20% cheaper than with traditional companies.<\/strong><\/li>\n<li><strong><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4b3.svg\" alt=\"\ud83d\udcb3\" \/>\u00a0The payment is monthly or yearly. And you can cancel whenever you want.<\/strong><\/li>\n<li><strong><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f481-1f3fb.svg\" alt=\"\ud83d\udc81\ud83c\udffb\" \/>\u00a0When you ask for assistance, a RACC technician will come to your home<\/strong><\/li>\n<li><strong><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2705.svg\" alt=\"\u2705\" \/>\u00a0The insurance you can take out through 11Onze Insurance is quicker, cheaper, with less paperwork, and you end up helping NGOs.<\/strong><\/li>\n<\/ul>\n<p><span><strong>Do you need any other reason?<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n\n    <div class=\"component feature white\" id=\"feature-block-1\">\n      <div class=\"container\">\n        <div class=\"row\">\n          <div class=\"feature__img col col-12 col-xl-5 offset-xl-1\">\n            <div class=\"feature__img__wrapper\" style=\"background-image: url('https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/IMAGE_LANDING_SEGURS.jpg');\">\n              <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/IMAGE_LANDING_SEGURS.jpg\" alt=\"\">\n            <\/div>\n          <\/div>\n          <div class=\"feature__text col col-12 col-xl-5\">\n            <h4>Do it yourself<\/h4>\n            <h2>Calculate your price without commitment!<\/h2>\n            <div class=\"text\">\n              <p>What would it cost you to insure your home with 11Onze Segurs? Find out for yourself with our price simulator. With some basic data, you will have your budget without commitment.<\/p>\n\n            <\/div>\n            <a href=\"https:\/\/app.tuio.com\/estimate\/house-use?agencyId=NqffTIABpruL_fSyH3P0&amp;agentId=N6fgTIABpruL_fSyMnNf\" class=\"btn btn-primary\" target=\"_blank\"><span>Calculate your price<\/span><\/a>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n\n\n\n\n\n    <div class=\"component feature feature--right white\" id=\"feature-block-2\">\n      <div class=\"container\">\n        <div class=\"row\">\n          <div class=\"feature__text col col-12 col-xl-5 offset-xl-1\">\n            <h4>We do it for you<\/h4>\n            <h2>Want more information?<\/h2>\n            <div class=\"text\">\n              <p>If you would prefer an 11Onze agent to take care of you, please fill out this form and we will get back to you.<\/p>\n\n            <\/div>\n            <a href=\"https:\/\/share-eu1.hsforms.com\/1DpOaWrcHQuezCaCiM1z4JQeuzof\" class=\"btn btn-primary\" target=\"_blank\"><span>I&#8217;m interested<\/span><\/a>\n          <\/div>\n          <div class=\"feature__img col col-12 col-xl-5\">\n            <div class=\"feature__img__wrapper\" style=\"background-image: url('https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/HEADER_LINKEDIN_AGENTS-06.png');\">\n                <img decoding=\"async\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/03\/HEADER_LINKEDIN_AGENTS-06.png\" alt=\"\">\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n\n\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h1 style=\"text-align: center;\"><b>How is this possible?\ud83e\udd14<\/b><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-33417 size-medium\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_IMG_ENG-800x306.png\" alt=\"\" width=\"800\" height=\"306\" srcset=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_IMG_ENG-800x306.png 800w, https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_IMG_ENG-1400x536.png 1400w, https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_IMG_ENG-768x294.png 768w, https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_IMG_ENG-1536x588.png 1536w, https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_IMG_ENG-2048x785.png 2048w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <div class=\"hs-cta-embed hs-cta-simple-placeholder hs-cta-embed-245853618422\" style=\"max-width: 100%; max-height: 100%; width: 1200px; height: 480px;\" data-hubspot-wrapper-cta-id=\"245853618422\"><a href=\"https:\/\/cta-eu1.hubspot.com\/web-interactives\/public\/v1\/track\/redirect?encryptedPayload=AVxigLKNG%2FbmOhlss0xoZq6Wh74scRDIEdovL7y4Tfwikj1jikK%2Fee8u5yRo5lnq48MUTgDI%2BOixOdfnCWjlPWm0%2B7v9goO707Lvu1uCvkTtToyZqDA%3D&amp;webInteractiveContentId=245853618422&amp;portalId=24960543\" target=\"_blank\" rel=\"noopener\"><br \/>\n<img decoding=\"async\" style=\"height: 100%; width: 100%; object-fit: fill;\" src=\"https:\/\/hubspot-no-cache-eu1-prod.s3.amazonaws.com\/cta\/default\/24960543\/interactive-245853618422.png\" alt=\"\" \/><br \/>\n<\/a><\/div>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component tabs\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-12 col-lg-8 offset-lg-2\">\n        <div class=\"tabs__head\">\n          <h1>We explain how it works\ud83d\udc47<\/h1>\n        <\/div>\n\n        <ul class=\"tabs__menu nav nav-pills\" role=\"tablist\">\n          <li class=\"nav-item\">\n            <a class=\"nav-link active\" id=\"tabTitle1\" data-toggle=\"pill\" href=\"#tabs-content-block-1-tab1\" role=\"tab\" aria-controls=\"tabs-content-block-1-tab1\" aria-selected=\"true\">Old model<\/a>\n          <\/li>\n          <li class=\"nav-item\">\n            <a class=\"nav-link \" id=\"tabTitle2\" data-toggle=\"pill\" href=\"#tabs-content-block-1-tab2\" role=\"tab\" aria-controls=\"tabs-content-block-1-tab2\" >New model<\/a>\n          <\/li>\n        <\/ul>\n\n        <div class=\"tab-content tabs__content\">\n          <div class=\"tab-pane fade show active\" id=\"tabs-content-block-1-tab1\" role=\"tabpanel\" aria-labelledby=\"tabTitle1\">\n            <div class=\"row\">\n              <div class=\"col col-12 col-lg-6\">\n                <p><b>The usual<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Traditional insurance companies work like this:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">You pay your annual insurance.<\/span><\/li>\n<li>If you don&#8217;t have any claims, all income goes to the insurer.<\/li>\n<\/ul>\n\n              <\/div>\n              <div class=\"col col-12 col-lg-6\">\n                <p><span style=\"font-weight: 400;\">Therefore: in many cases they will try not to cover claims because they would make less profit!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is why insurance policies\u2019 small print is so long, because they detail a lot of exclusions to try to save on coverage.<\/span><\/p>\n\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tab-pane fade show \" id=\"tabs-content-block-1-tab2\" role=\"tabpanel\" aria-labelledby=\"tabTitle2\">\n            <div class=\"row\">\n              <div class=\"col col-12 col-lg-6\">\n                <p><b>Decoupling claims from profits<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">This money is the <\/span><span style=\"font-weight: 400;\">insurer&#8217;s<\/span><span style=\"font-weight: 400;\"> income.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The rest is left to cover claims.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">What if the year ends and there is money left over because there have been few claims?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">This is the money that goes to the NGOs chosen by the clients.<\/span><\/li>\n<\/ul>\n\n              <\/div>\n              <div class=\"col col-12 col-lg-6\">\n                <p><span style=\"font-weight: 400;\">This avoids the perversion of the insurance company trying not to do its job, which is to cover the claims you have.<\/span><\/p>\n\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>\ud83c\udfe0 What makes the 11Onze Segurs proposal stand out for your home?<\/b><\/h3>\n<ul>\n<li><strong>\u274c Eliminate the paperwork<\/strong><\/li>\n<li><strong>\ud83d\udd0d Eliminate hidden clauses<\/strong><\/li>\n<li><strong>\ud83d\udcb0 Don&#8217;t overpay for your insurance<\/strong><\/li>\n<li><strong>\ud83c\udf10 And what&#8217;s more, you&#8217;ll be helping the NGO of your choice!<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><b>\u26a1 How do you make a claim?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">You can do it all from your mobile! Forget the paperwork, the back and forth with loss adjusters, certified<\/span> <span style=\"font-weight: 400;\">facsimiles<\/span><span style=\"font-weight: 400;\"> and the piped music while you wait for them to answer your query, it&#8217;s very easy, check it out!<\/span><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component gallery\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-10 offset-lg-1\">\n        <div id=\"slider_1\" class=\"carousel slide\" data-wrap=\"false\" data-interval=\"false\">\n          <div class=\"carousel-inner\">\n            <div class=\"carousel-item active\">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_01_ENG-scaled.jpg\" alt=\"\">\n              <div class=\"carousel-caption\">\n                \n              <\/div>\n            <\/div>\n            <div class=\"carousel-item \">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_02_ENG-scaled.jpg\" alt=\"\">\n              <div class=\"carousel-caption\">\n                \n              <\/div>\n            <\/div>\n            <div class=\"carousel-item \">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_03_ENG-scaled.jpg\" alt=\"\">\n              <div class=\"carousel-caption\">\n                \n              <\/div>\n            <\/div>\n            <div class=\"carousel-item \">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_04_ENG-scaled.jpg\" alt=\"\">\n              <div class=\"carousel-caption\">\n                \n              <\/div>\n            <\/div>\n            <div class=\"carousel-item \">\n              <img decoding=\"async\" class=\"d-block w-100\" src=\"https:\/\/www.11onze.cat\/wp-content\/uploads\/2022\/06\/Esquema_TUIO_05_ENG-scaled.jpg\" alt=\"\">\n              <div class=\"carousel-caption\">\n                \n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"nbs\">\n            <span class=\"current\"><\/span> \/ <span class=\"length\"><\/span>\n          <\/div>\n          <a class=\"carousel-control-prev\" href=\"#slider_1\" role=\"button\" data-slide=\"prev\">\n            <svg width=\"7\" height=\"12\" viewBox=\"0 0 7 12\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <path d=\"M6 11L1 6L6 1\" stroke=\"#314651\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n          <\/a>\n          <a class=\"carousel-control-next\" href=\"#slider_1\" role=\"button\" data-slide=\"next\">\n            <svg width=\"7\" height=\"12\" viewBox=\"0 0 7 12\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <path d=\"M1 1L6 6L1 11\" stroke=\"#314651\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"component text\">\n  <div class=\"container\">\n\n\n    <div class=\"row\">\n      <div class=\"col  col-lg-8  offset-lg-2\">\n        <h3><b>The fastest resolution\ud83d\udca8<\/b><\/h3>\n<p>This is the swiftest insurance on the market.<\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">\u23f0 In 3 hours, we attend to the emergency.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">\ud83d\udcc5 If it is a non-urgent claim, we respond within 24 hours.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">\ud83d\udd27 For non-urgent claims, in 48 hours, you have a technician at home. <\/span><\/li>\n<\/ul>\n<p><strong>And, if we don&#8217;t meet the deadlines: we give you your money back!\ud83d\udcb0<\/strong><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div class=\"component accordion\">\n  <div class=\"container\">\n    <div class=\"row\">\n      <div class=\"col col-lg-8 offset-lg-2\">\n        <h1>More information\ud83d\udcc1<\/h1>\n        <div id=\"accordion\" class=\"accordion__wrapper\">\n\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-11\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-11\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-11\">\n                    Is it cheaper than with other insurance companies?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-11\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-11\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">That&#8217;s right, we are between 15 and 20% cheaper than the average policy on the market. A monthly subscription so that you only pay for what you need, when you need it, from 5 euros a month.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-12\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-12\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-12\">\n                    Does it cover me for everything that a regular home insurance policy would cover?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-12\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-12\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">Exactly, we offer a 100% digital home insurance, which aims to insure you only for what you really need and when you need it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a list of the main covers you can choose from:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Damage due to theft, they compensate you for the objects stolen and damage caused. Option of extended theft cover.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Water damage, if a pipe bursts, leaks, clogs or leaks into another home.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Fire damage, covers damage and fire extinguishing costs.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Breakage of glass, repair of windows, screens, glass-ceramic hobs, etc.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Marble and sanitary ware.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Damage due to storm, rain, wind or hail.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Coverage in the event of having to rebuild your home.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Other structures, such as garages or sheds.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Technical assistance, such as locksmiths and plumbers. The company pays for the first 3 hours.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Hotel expenses up to \u20ac12.000.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Accident damage to third parties.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Legal defence.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Optional comprehensive accident cover.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Valuable objects over \u20ac2,000.<\/span><\/li>\n<\/ul>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-13\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-13\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-13\">\n                    How does home assistance work?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-13\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-13\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">The insurer has a method for opening claims that makes the process much quicker:<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\">Click on the &#8220;Report&#8221; button through the Tuio app.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Record a video detailing what has happened, and the chatbot will guide you to upload all the data we need to process it.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The insurer&#8217;s loss adjusters will review the case.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Once you have completed all the information we will offer you two types of solutions, compensation or repair (in some cases we can offer you both so that you can choose the one you are most interested in).<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The commitment is to attend to an emergency within 3 hours, approve your request within 24 hours and have a professional at home within 48 hours. If these deadlines are not met, Tuio will refund your money.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-14\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-14\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-14\">\n                    Will I be able to do everything in Catalan?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-14\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-14\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">Tuio is in the process of being set up in Catalonia by 11Onze. We are working together as quickly as possible to adapt the platform and the functionalities offered to the Catalan language.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-15\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-15\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-15\">\n                    How are payments made?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-15\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-15\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">The main method of payment is by card or direct debits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The payment of your insurance is done instantly, and you are protected from this very moment (no waiting for call centres, no paperwork, 100% online).<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-16\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-16\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-16\">\n                    What if I want to cancel my policy?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-16\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-16\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">You can cancel your policy at any time through the app, and you will be covered until the end of the month you cancel.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-17\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-17\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-17\">\n                    How will I know what I am and am not covered for?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-17\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-17\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">You will know from the moment you take out the insurance, you only pay for what you need, getting the best prices on the market.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-18\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-18\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-18\">\n                    Is it compulsory to have home insurance?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-18\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-18\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">Spanish law does not make it compulsory to take out home insurance, except in one case: whenever a mortgage is taken out on the property with a bank. Even so, it is recommended to have the home insured. The greatest risk for a homeowner who, whether due to high prices, lack of information or personal decision, does not have a home insurance policy, has to do precisely with the probability of an accident or claim. Without such a policy, the homeowner bears all the costs of repairing the property and damages to third parties.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-19\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-19\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-19\">\n                    How do I manage the cancellation of my current insurance?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-19\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-19\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">We can manage and facilitate the process. In fact, it is very easy. From the moment you register, we will help you to manage the move.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the expiry date of your insurance (when your commitment with your current insurance ends, which typically lasts for a year, like some mobile phone contracts) is close, we will get to work to change your insurance without you having to worry about anything else.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the expiry date is still a long way off, but you want to change to us, we don&#8217;t want you to pay for something you don&#8217;t need. We will put you in our database and when the expiry date of your insurance is near, we will contact you to make the change.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you prefer to do it yourself, the procedure is as follows:<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\">Notify the insurance company one month in advance.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Send a registered letter to cancel your home insurance policy with the following information:<\/span>\n<ol>\n<li><span style=\"font-weight: 400;\">Name and surname of the policyholder.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">DNI\/NIE number and policy number.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Location and date.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Social address of the insurer.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Formal request for the cancellation of the policy, indicating the effective date of cancellation.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Signature of the insured person.<\/span><\/li>\n<\/ol>\n<\/li>\n<li><span style=\"font-weight: 400;\">Send the same letter by e-mail or a filled form, or through the customer page in the company&#8217;s website, depending on the insurance policy.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Calling the telephone number provided by the insurer for this service.<\/span><\/li>\n<\/ol>\n\n              <\/div>\n\n            <\/div>\n            <div class=\"accordion__item\">\n              <div class=\"accordion__item__title\" id=\"accordionTitleaccordion-block-110\">\n                <h5>\n                  <button data-toggle=\"collapse\" data-target=\"#accordionContentaccordion-block-110\" aria-expanded=\"false\" aria-controls=\"accordionContentaccordion-block-110\">\n                    Is Tuio a real insurer?\n                  <\/button>\n                <\/h5>\n              <\/div>\n\n              <div id=\"accordionContentaccordion-block-110\" class=\"accordion__item__content collapse\" aria-labelledby=\"accordionTitleaccordion-block-110\" data-parent=\"#accordion\">\n                  <p><span style=\"font-weight: 400;\">Tuio is an underwriting agency regulated by the Direcci\u00f3n General de Seguros with code number AS-0116. It is an insurance company created to offer a better, more pleasant and transparent experience than we are used to today.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The aim is to offer insurance products adapted to the century in which we live. Products with a digital experience, where you easily know what is covered and what is not and where it is easy to make a claim, as they are available via mobile, without having to give your details 5 times and without having to wait in a call centre.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuio seguros is an underwriting agency validated by the Direcci\u00f3n General de Seguros y Fondos de Pensiones, the insurance regulator. Insurance companies have to pass a fairly strict approval by the regulator to be registered. Not just anyone can sell insurance. In addition, they have the support of Murimar Insurance. Murimar is an insurance company that covers them if there is a liquidity problem. They also have the support of two reinsurers, Mapfre RE and Liberty. These reinsurance companies are established companies that back most insurance companies to provide an additional layer of security and liquidity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In terms of repairs, we have the support of RACC, a national leader in home repairs with a network of more than 400 professionals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Therefore, we can safely state that it is a company you can trust.<\/span><\/p>\n\n              <\/div>\n\n            <\/div>\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"content-type":"","footnotes":""},"class_list":["post-33352","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The right insurance for your home - 11Onze Segurs<\/title>\n<meta name=\"description\" content=\"Introducing 11Onze Segurs to cover another essential expense: insurance. 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